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Depository corporations: Analytical accounts (C52)

This data provides analytical accounts of the depository corporations (including the Reserve Bank) derived from our consolidated balance sheet and the consolidated balance sheets of registered banks in New Zealand.

Previous years: Monthly:
Sep 2020 Sep 2021 May 2022 Jun 2022 Jul 2022 Aug 2022 Sep 2022
Net credit to non-residents ($m)
Net credit to non-residents (A1-A2) -94,335 -101,560 -105,634 -108,701 -106,034 -105,258 -112,141
A1. Credit to non-residents 65,773 57,197 61,471 66,293 61,010 66,698 82,978
A2. Less: Liabilities to non-residents 160,108 158,757 167,105 174,994 167,044 171,956 195,119
Domestic credit ($m)
Domestic credit (B+C) 527,077 555,898 579,195 582,819 583,478 585,882 592,498
B. Net credit to central government 40,603 38,806 42,580 42,839 43,744 42,620 43,798
C. Private sector credit 486,474 517,092 536,616 539,980 539,734 543,262 548,699
C1. Credit to other financial corporations 10,895 11,037 13,300 14,028 12,774 13,716 15,460
C2. Credit to local government 9,514 8,020 6,033 5,999 6,629 6,699 6,817
C3. Credit to public non-financial business 1,355 1,594 1,620 1,534 1,299 1,275 1,467
C9. Credit to other private sectors 464,710 496,441 515,663 518,419 519,032 521,572 524,956
Broad money ($m)
Broad money (D1 to D9) 355,780 374,561 389,594 389,035 390,828 391,713 391,912
D1. Currency held by the public 7,354 7,937 8,391 8,339 8,315 8,311 8,326
D2. Transaction deposits 96,907 122,438 130,291 128,149 126,834 125,982 124,493
D3. Other deposits 251,520 244,185 250,911 252,546 255,679 257,420 259,093
D9. Securities other than shares 0 0 0 0 0 0 0
Other liabilities ($m)
Debt securities excluded from broad money 29,659 29,709 28,635 30,108 29,966 28,415 28,163
Borrowings 264 407 1,060 1,156 882 1,044 1,453
Financial derivatives 4,380 2,745 4,515 4,714 4,258 4,664 6,221
Equity ($m)
Equity 50,212 53,019 57,809 57,932 58,911 59,354 58,915
Net other items ($m)
Net other items -7,553 -6,103 -8,052 -8,826 -7,401 -4,567 -6,307

Coverage

Assets of depository corporations presented as claims on other resident institutional sectors and non-residents, and liabilities presented by category of financial instrument in order of their liquidity.

Depository corporations comprise:

  • Reserve Bank of New Zealand
  • registered banks.

We source data from our Balance Sheet and our Bank Balance Sheet Survey of New Zealand registered banks.

Periodicity and timeliness

We publish data on the last working day of the month.

Access by the public

Data release

We release data in the Statistics section.

Statistics release calendar

The statistics release calendar provides a long-term plan of scheduled releases. It is updated and released on the first working day of the month.

View the statistics release calendar

Integrity

Dissemination of terms and conditions under which official statistics are produced, including confidentiality of individual responses

We collect data under Sections 36 and 93 of the Reserve Bank of New Zealand Act 1989 (the Act).

Read the Reserve Bank of New Zealand Act 1989

We only publish aggregated data. Individual institutional data is confidential.

Provision of information about revisions and advance notice of major changes in methodology

We generally publish revisions when the table is next due to be updated and released. Should we need to make revisions more promptly, we post a ‘special note’ on the website.

We post any major changes in methodology on the website as a ‘special note’.

Quality

Dissemination of documentation on methodology and sources used in preparing statistics

We compile the analytical accounts in line with the Monetary and Financial Statistics Manual and Compilation Guide (IMF 2016).

Read the Monetary and Financial Statistics Manual and Compilation Guide (IMF 2016)

Depository corporations

Reserve Bank of New Zealand

The Reserve Bank of New Zealand is New Zealand’s central bank.

Registered banks

Consolidated group of banks operating in New Zealand and registered with us.

View the list of banks operating in New Zealand

Counterparts

Net credit to non-residents

Net credit to non-resident is calculated as credit to non-residents less liabilities to non-residents.

Credit to non-residents

Claims on non-residents by registered banks including:

  • debt securities
  • loans and repos
  • other claims.

Liabilities to non-residents

Liabilities to non-residents from the Reserve Bank of New Zealand and registered banks including:

  • deposits
  • other liabilities.

Domestic credit

Domestic claims comprises:

  • net credit to central government
  • credit to other sectors (private sector credit).

Net credit to central government

Net credit to central government is calculated as credit to central government less liabilities to central government.

Deposits

Deposits with the Reserve Bank of New Zealand.

Other credit to the Reserve Bank of New Zealand

Other claims to the Reserve Bank of New Zealand comprises:

  • debt securities
  • repos
  • financial derivatives.

Net credit to central government

Net credit to central government is calculated as credit to central government less liabilities to central government.

Credit to central government

Claims on central government by the Reserve Bank of New Zealand and registered banks including:

  • debt securities
  • loans and repos
  • ·other claims.

Liabilities to central government

Liabilities to central government from the Reserve Bank of New Zealand and registered banks including:

  • deposits
  • other liabilities.

Private sector credit

Private sector credit (also known as claims on other sectors) comprises:

  • debt securities
  • loans and repos
  • other claims.

Debt securities

Debt securities issued by the Reserve Bank of New Zealand and registered banks to the private sector:

  • other financial corporations
  • local government
  • public non-financial business
  • other private sectors.

Loans

Loans and repos by registered banks to the private sector:

  • other financial corporations
  • local government
  • public non-financial business
  • other private sectors.

Other claims

Other claims (deposits, derivatives) by the Reserve Bank of New Zealand and registered banks on the private sector:

  • other financial corporations
  • local government
  • public non-financial business
  • other private sectors.

Other financial corporations

Insurance companies, pension funds and other non-deposit taking financial institutions.

Local government

Local authorities.

Public non-financial business

Government and local authority trading enterprises.

Other private sectors

Non-financial business, households and non-profit institutions serving households.

Broad money

Broad money

Broad money is the sum of all liquid financial instruments held by money-holding sectors that are widely accepted in an economy as a medium of exchange, plus those that can be converted into a medium of exchange at short notice at, or close to, their full nominal value.

Currency held by the public

Currency we issue less any currency held by registered banks. Also known as notes and coins in the hands of the public.

Transaction deposits

Deposit balances where the purpose of the account is primarily for making transactions or ‘every day’ banking by customers. Balances are on call.

Other deposits

Other components of broad money comprises:

  • savings deposits
  • term deposits
  • other.

Savings deposits

Deposit balances where the purpose of the account is primarily for saving. For some balances disincentives may apply if used for transaction purposes; that is, a ‘penalty’ may apply, such as loss of bonus interest. Balances are on call.

Term deposits

Customer time or term deposits with a maturity of greater than one day.

Other

Short-term debt securities issued by registered banks.

Other liabilities

Debt securities excluded from broad money

Debt securities we issue and registered banks that are not included in broad money.

Borrowings

Loans and repos of the Reserve Bank of New Zealand and registered banks.

Financial derivatives

Financial derivatives of the Reserve Bank of New Zealand and registered banks.

Other

Equity

Funds contributed by the owners, reserves and retained earnings of the Reserve Bank of New Zealand and registered banks.

Net other items

Other liabilities less other assets, consisting of all liabilities and assets not included elsewhere, and inter-bank consolidation adjustment.

Symbols and conventions for summary table

Symbol or convention Definition
0 Zero or value rounded to zero
- Not applicable
.. Not available
bold Revised/new
italics Provisional
Light grey background Historical

General notes

  • Individual figures may not sum to the totals due to rounding
  • Percentage changes are calculated on unrounded numbers
  • You are free to copy, distribute and adapt these statistics subject to the conditions listed on our copyright page.