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Depository corporations: Analytical accounts (C52)

This data provides analytical accounts of the depository corporations (including the Reserve Bank) derived from our consolidated balance sheet and the consolidated balance sheets of registered banks in New Zealand.

Previous years: Monthly:
Mar 2022 Mar 2023 Nov 2023 Dec 2023 Jan 2024 Feb 2024 Mar 2024
Net credit to non-residents ($m)
Net credit to non-residents (A1-A2) -103,380 -100,758 -89,991 -91,280 -89,530 -85,700 -85,802
A1. Credit to non-residents 58,827 64,469 77,388 73,120 74,629 73,641 74,056
A2. Less: Liabilities to non-residents 162,207 165,226 167,379 164,400 164,159 159,341 159,858
Domestic credit ($m)
Domestic credit (B+C) 575,549 586,428 597,160 601,688 595,434 593,452 596,112
B. Net credit to central government 44,402 36,564 35,542 40,002 32,985 29,668 30,791
C. Private sector credit 531,147 549,864 561,618 561,686 562,448 563,783 565,321
C1. Credit to other financial corporations 12,059 11,942 13,108 13,075 12,961 12,928 13,246
C2. Credit to local government 6,133 6,898 7,959 8,011 7,919 7,781 7,922
C3. Credit to public non-financial business 1,787 1,410 1,530 1,444 1,447 1,416 1,289
C9. Credit to other private sectors 511,168 529,613 539,021 539,156 540,121 541,657 542,864
Broad money ($m)
Broad money (D1 to D9) 390,385 395,721 410,532 413,042 408,324 407,684 411,404
D1. Currency held by the public 8,361 8,483 8,473 8,614 8,449 8,464 8,493
D2. Transaction deposits 131,794 114,609 111,783 112,088 108,284 107,312 109,576
D3. Other deposits 250,230 272,630 290,276 292,340 291,591 291,908 293,336
D9. Securities other than shares 0 0 0 0 0 0 0
Other liabilities ($m)
Debt securities excluded from broad money 29,534 31,547 32,970 33,442 33,146 35,468 34,102
Borrowings 966 1,090 468 182 216 512 357
Financial derivatives 4,311 4,994 5,906 5,742 4,108 4,047 3,569
Equity ($m)
Equity 56,273 61,468 66,871 66,121 66,879 67,161 67,066
Net other items ($m)
Net other items -9,300 -9,150 -9,577 -8,121 -6,771 -7,120 -6,187

Publication of new web table – S51

31 August 2023

On the 31st August 2023, the RBNZ began publishing a new web table:

  • S51 Banks: Assets – Business loans by asset quality

Data for these tables has been sourced from the bank balance sheet survey.

If you have any questions, please contact [email protected]

Coverage

Assets of depository corporations presented as claims on other resident institutional sectors and non-residents, and liabilities presented by category of financial instrument in order of their liquidity.

Depository corporations comprise:

  • Reserve Bank of New Zealand
  • registered banks.

We source data from our Balance Sheet and our Bank Balance Sheet Survey of New Zealand registered banks.

Periodicity and timeliness

We publish data on the last working day of the month.

Access by the public

Data release

We release data in the Statistics section.

Statistics release calendar

The statistics release calendar provides a long-term plan of scheduled releases. It is updated and released on the first working day of the month.

View the statistics release calendar

Integrity

Dissemination of terms and conditions under which official statistics are produced, including confidentiality of individual responses

We collect data under Sections 36 and 93 of the Reserve Bank of New Zealand Act 1989 (the Act).

Read the Reserve Bank of New Zealand Act 1989

We only publish aggregated data. Individual institutional data is confidential.

Provision of information about revisions and advance notice of major changes in methodology

We generally publish revisions when the table is next due to be updated and released. Should we need to make revisions more promptly, we post a ‘special note’ on the website.

We post any major changes in methodology on the website as a ‘special note’.

Quality

Dissemination of documentation on methodology and sources used in preparing statistics

We compile the analytical accounts in line with the Monetary and Financial Statistics Manual and Compilation Guide (IMF 2016).

Read the Monetary and Financial Statistics Manual and Compilation Guide (IMF 2016)

Depository corporations

Reserve Bank of New Zealand

The Reserve Bank of New Zealand is New Zealand’s central bank.

Registered banks

Consolidated group of banks operating in New Zealand and registered with us.

View the list of banks operating in New Zealand

Counterparts

Net credit to non-residents

Net credit to non-resident is calculated as credit to non-residents less liabilities to non-residents.

Credit to non-residents

Claims on non-residents by registered banks including:

  • debt securities
  • loans and repos
  • other claims.

Liabilities to non-residents

Liabilities to non-residents from the Reserve Bank of New Zealand and registered banks including:

  • deposits
  • other liabilities.

Domestic credit

Domestic claims comprises:

  • net credit to central government
  • credit to other sectors (private sector credit).

Net credit to central government

Net credit to central government is calculated as credit to central government less liabilities to central government.

Deposits

Deposits with the Reserve Bank of New Zealand.

Other credit to the Reserve Bank of New Zealand

Other claims to the Reserve Bank of New Zealand comprises:

  • debt securities
  • repos
  • financial derivatives.

Net credit to central government

Net credit to central government is calculated as credit to central government less liabilities to central government.

Credit to central government

Claims on central government by the Reserve Bank of New Zealand and registered banks including:

  • debt securities
  • loans and repos
  • ·other claims.

Liabilities to central government

Liabilities to central government from the Reserve Bank of New Zealand and registered banks including:

  • deposits
  • other liabilities.

Private sector credit

Private sector credit (also known as claims on other sectors) comprises:

  • debt securities
  • loans and repos
  • other claims.

Debt securities

Debt securities issued by the Reserve Bank of New Zealand and registered banks to the private sector:

  • other financial corporations
  • local government
  • public non-financial business
  • other private sectors.

Loans

Loans and repos by registered banks to the private sector:

  • other financial corporations
  • local government
  • public non-financial business
  • other private sectors.

Other claims

Other claims (deposits, derivatives) by the Reserve Bank of New Zealand and registered banks on the private sector:

  • other financial corporations
  • local government
  • public non-financial business
  • other private sectors.

Other financial corporations

Insurance companies, pension funds and other non-deposit taking financial institutions.

Local government

Local authorities.

Public non-financial business

Government and local authority trading enterprises.

Other private sectors

Non-financial business, households and non-profit institutions serving households.

Broad money

Broad money

Broad money is the sum of all liquid financial instruments held by money-holding sectors that are widely accepted in an economy as a medium of exchange, plus those that can be converted into a medium of exchange at short notice at, or close to, their full nominal value.

Currency held by the public

Currency we issue less any currency held by registered banks. Also known as notes and coins in the hands of the public.

Transaction deposits

Deposit balances where the purpose of the account is primarily for making transactions or ‘every day’ banking by customers. Balances are on call.

Other deposits

Other components of broad money comprises:

  • savings deposits
  • term deposits
  • other.

Savings deposits

Deposit balances where the purpose of the account is primarily for saving. For some balances disincentives may apply if used for transaction purposes; that is, a ‘penalty’ may apply, such as loss of bonus interest. Balances are on call.

Term deposits

Customer time or term deposits with a maturity of greater than one day.

Other

Short-term debt securities issued by registered banks.

Other liabilities

Debt securities excluded from broad money

Debt securities we issue and registered banks that are not included in broad money.

Borrowings

Loans and repos of the Reserve Bank of New Zealand and registered banks.

Financial derivatives

Financial derivatives of the Reserve Bank of New Zealand and registered banks.

Other

Equity

Funds contributed by the owners, reserves and retained earnings of the Reserve Bank of New Zealand and registered banks.

Net other items

Other liabilities less other assets, consisting of all liabilities and assets not included elsewhere, and inter-bank consolidation adjustment.

Symbols and conventions for summary table

Symbol or convention Definition
0 Zero or value rounded to zero
- Not applicable
.. Not available
bold Revised/new
italics Provisional
Light grey background Historical

General notes

  • Individual figures may not sum to the totals due to rounding
  • Percentage changes are calculated on unrounded numbers
  • You are free to copy, distribute and adapt these statistics subject to the conditions listed on our copyright page.