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Registered banks in New Zealand

All banks operating in New Zealand must be registered with us. The table below has information on the 27 banks currently registered with us.

About our register

This page has information about all banks registered in New Zealand. This includes:

  • the information banks must disclose
  • the conditions they must meet to operate in New Zealand
  • their credit rating, and
  • whether they have breached their obligations.

Disclosure statements

All registered banks operating in New Zealand must publish a disclosure statement twice a year. Disclosure statements must include the Conditions of Registration we have imposed on the bank. We have linked each bank’s disclosure statements in the table below.

Learn more about disclosure

You are entitled to request a printed copy from your bank, which they must supply within 2 working days.

Some information banks disclose is financial information. We collate and publish this information on our Bank Financial Strength Dashboard.

Credit ratings

The credit ratings in the table below are obtained from banks' 6-monthly disclosure statements or are as advised by banks.

Learn more about credit ratings

We have made reasonable efforts to ensure these ratings are the most up to date rating applicable to the bank concerned. However, we cannot guarantee that a rating will be the most current in all circumstances.

Banks currently registered in New Zealand

Banks marked (B) operate in New Zealand as branches of overseas-incorporated banks. All other banks are incorporated in New Zealand.

Total number of registered banks: 27

Name of registered bank Registration date Name of credit rating agency and rating
    Standard & Poor's Fitch Moody's
ANZ Banking Group (New Zealand) Limited
ANZ National Bank Limited
ANZ Bank New Zealand Ltd
Read their latest disclosure statement
1 April 1987
Amended 28 June 2004
Amended 29 October 2012
 AA-  A+  A1
ASB Bank Limited
Read their latest disclosure statement
11 May 1989  AA-  A+ A1 
Australia and New Zealand Banking Group Limited (B)
Read their latest disclosure statement
5 January 2009  AA-  A+ Aa3 
Baroda (New Zealand) Limited
Bank of Baroda (New Zealand) Limited
Read their latest disclosure statement
1 September 2009
Amended 1 September 2009
 -  BBB-  -
Bank of China Limited (B)
Read their latest disclosure statement
29 March 2018  A  A A1
Bank of China (New Zealand) Limited
Read their latest disclosure statement
21 November 2014  A - A1
BOI (New Zealand) Limited
Bank of India (New Zealand) Limited
Read their latest disclosure statement
31 March 2011
Amended 31 March 2011
- BBB- -
Bank of New Zealand
Read their latest disclosure statement
1 April 1987 AA- A+ A1
China Construction Bank Corporation (B)
Read their latest disclosure statement
21 December 2017 A A A1
China Construction Bank (New Zealand) Limited
Read their latest disclosure statement
15 July 2014 - A A1
Citibank N A (B)
Read their latest disclosure statement
22 July 1987 A+ A+ Aa3
Commonwealth Bank of Australia (B)
Read their latest disclosure statement
23 June 2000 AA- A+ Aa3
Heartland Building Society
Heartland Bank Limited
Read their latest disclosure statement
17 December 2012
Amended 31 January 2013
- BBB -
Industrial and Commercial Bank of China (New Zealand) Limited
Read their latest disclosure statement
19 November 2013 A - A1
Industrial and Commercial Bank of China Limited (B)
Read their latest disclosure statement
18 May 2020 A - A1
JPMorgan Chase Bank NA (B)
Read their latest disclosure statement
1 October 2007 A+ AA Aa2
Kiwibank Limited
Read their latest disclosure statement
29 November 2001 - AA A1
Kookmin Bank (B)
Read their latest disclosure statement (see website footer)
14 July 1997 A+ A Aa3
The Bank of Tokyo-Mitsubishi, Ltd.
The Bank of Tokyo-Mitsubishi UFJ, Ltd
MUFG Bank, Ltd (B)
Read their latest disclosure statement
1 March 2004
Amended 4 January 2006
Amended 1 April 2018
A A- A1
Cooperative Rabobank U.A. trading as Rabobank Nederland (B)
Read their latest disclosure statement
1 April 1996
Amended 12 January 2016
A+ A+ Aa2
Rabo Wrightson Finance Limited
Rabobank New Zealand Limited
Read their latest disclosure statement
7 July 1999
Amended 15 September 1999
A - -
Southland Building Society
Read their latest disclosure statement
7 October 2008 - BBB -
PSIS Limited
The Co-operative Bank Limited
Read their latest disclosure statement
26 October 2011
Amended 26 October 2011
- BBB -
The Hongkong and Shanghai Banking Corporation
The Hongkong and Shanghai Banking Corporation Limited (B)
Read their latest disclosure statement
22 July 1987
Amended 16 January 2001
AA- AA- Aa3
Taranaki Savings Bank Limited
TSB Bank Limited
Read their latest disclosure statement
8 June 1989
Amended 29 November 1989
- A- -
Westpac Banking Corporation (B)
Read their latest disclosure statement
1 April 1987 AA- A+ Aa3
Westpac New Zealand Limited
Read their latest disclosure statement
31 October 2006 AA- A+ A1

Breaches

We require New Zealand-registered banks to meet a number of key prudential requirements. Material breaches of these requirements are recorded on our material breach register.

See our material breach register

We may also pursue enforcement action where serious non-compliance is identified and risks are not properly addressed. Details of past enforcement actions can be found on our enforcement register.

See our enforcement register