Registered banks in New Zealand
All banks operating in New Zealand must be registered with us. The table below has information on the 27 banks currently registered with us including their credit ratings and links to their websites.
The ratings in the table below are obtained from banks' 6-monthly disclosure statements or are as advised by banks. We have made reasonable efforts to ensure these ratings are the most up to date rating applicable to the bank concerned. However, we cannot guarantee that a rating will be the most current one in all circumstances.
Click on the name of the bank to go to their website (some websites may not be in English).
Banks marked (B) operate in New Zealand as branches of overseas-incorporated banks. All other banks are incorporated in New Zealand.
Banks currently registered in New Zealand
Total number of registered banks: 27
| Name of registered bank | Registration date | Name of credit rating agency and rating | ||
|---|---|---|---|---|
| Standard & Poor's | Fitch | Moody's | ||
| ANZ Banking Group (New Zealand) Limited ANZ National Bank Limited ANZ Bank New Zealand Ltd |
1 April 1987 Amended 28 June 2004 Amended 29 October 2012 |
AA- | A+ | A1 |
| ASB Bank Limited | 11 May 1989 | AA- | A+ | A1 |
| Australia and New Zealand Banking Group Limited (B) | 5 January 2009 | AA- | A+ | Aa3 |
| Baroda (New Zealand) Limited Bank of Baroda (New Zealand) Limited |
1 September 2009 Amended 1 September 2009 |
- | BBB- | - |
| Bank of China Limited (B) | 29 March 2018 | A | A | A1 |
| Bank of China (New Zealand) Limited | 21 November 2014 | A | - | A1 |
| BOI (New Zealand) Limited Bank of India (New Zealand) Limited |
31 March 2011 Amended 31 March 2011 |
BB+ | - | - |
| Bank of New Zealand | 1 April 1987 | AA- | A+ | A1 |
| China Construction Bank Corporation (B) | 21 December 2017 | A | A | A1 |
| China Construction Bank (New Zealand) Limited | 15 July 2014 | - | A | A1 |
| Citibank N A (B) | 22 July 1987 | A+ | A+ | Aa3 |
| Commonwealth Bank of Australia (B) | 23 June 2000 | AA- | A+ | Aa3 |
| Heartland Building Society Heartland Bank Limited |
17 December 2012 Amended 31 January 2013 |
- | BBB | - |
| Industrial and Commercial Bank of China (New Zealand) Limited | 19 November 2013 | A | - | A1 |
| Industrial and Commercial Bank of China Limited (B) | 18 May 2020 | A | - | A1 |
| JPMorgan Chase Bank NA (B) | 1 October 2007 | A+ | AA | Aa2 |
| Kiwibank Limited | 29 November 2001 | - | AA | A1 |
| Kookmin Bank (B) | 14 July 1997 | A+ | A | Aa3 |
| The Bank of Tokyo-Mitsubishi, Ltd. The Bank of Tokyo-Mitsubishi UFJ, Ltd MUFG Bank, Ltd (B) |
1 March 2004 Amended 4 January 2006 Amended 1 April 2018 |
A | A- | A1 |
| Cooperative Rabobank U.A. trading as Rabobank Nederland (B) | 1 April 1996 Amended 12 January 2016 |
A+ | A+ | Aa2 |
| Rabo Wrightson Finance Limited Rabobank New Zealand Limited |
7 July 1999 Amended 15 September 1999 |
A | - | - |
| Southland Building Society | 7 October 2008 | - | BBB | - |
| PSIS Limited The Co-operative Bank Limited |
26 October 2011 Amended 26 October 2011 |
- | BBB | - |
| The Hongkong and Shanghai Banking Corporation The Hongkong and Shanghai Banking Corporation Limited (B) |
22 July 1987 Amended 16 January 2001 |
AA- | AA- | Aa3 |
| Taranaki Savings Bank Limited TSB Bank Limited |
8 June 1989 Amended 29 November 1989 |
- | A- | - |
| Westpac Banking Corporation (B) | 1 April 1987 | AA- | A+ | Aa3 |
| Westpac New Zealand Limited | 31 October 2006 | AA- | A+ | A1 |