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Regulation and supervision

Ngā ture me ngā here

As kaitiaki (guardians) to the financial system of Aotearoa New Zealand, we regulate and supervise banks, insurers and financial market infrastructures. We also regulate and licence non-bank deposit takers (NBDTs) including finance companies, building societies and credit unions, and work with the trustee companies that supervise NBDTs.

Working with banks

Information on how we regulate and supervise registered banks in New Zealand.

Image of peoples hands as they sign documents

Working with non-bank deposit takers

Information on how we regulate non-bank deposit takers (NBDTs).

Working with insurers

Information on how we regulate and supervise insurers conducting insurance business in New Zealand.

Financial Markets Infrastructure oversight

We regulate and supervise financial market infrastructures (FMIs) & the settlement systems for electronic payments & financial market transactions.

Cross sector collaboration

We work with our regulated entities & other stakeholders to protect & promote the stability of our financial system.

Depositor Compensation Scheme

Information on the Deposit Takers Act (DTA) and Depositor Compensation Scheme (DCS).

Anti-Money Laundering and Countering Financing of Terrorism (AML / CFT)

We are responsible for making sure the financial institutions we regulate and supervise meet their obligations under the Anti-Money Laundering and Countering Financing of Terrorism Act 2009.