Cross-sector oversight
This section provides information on our approaches, our relationships with other regulators, the anti-money laundering and countering financing of terrorism legislation, and how we enforce regulations.
Cross-sector oversight
Regulation and supervision
Ngā ture me ngā here
We regulate banks, insurers and non-bank deposit takers—including finance companies that take deposits from the public, building societies and credit unions—to promote the maintenance of a sound and efficient financial system.
Our approach to regulation and supervision are described in our statements of approaches.
See our statements of approaches
We are also one of three supervisors tasked with ensuring businesses meet obligations designed to help deter and detect money laundering and terrorist financing (known as anti-money laundering or AML).
Oversight of banks
We regulate and supervise registered banks in New Zealand. This section provides information on prudential requirements for banks, macroprudential policy and the disclosure regime for banks.
Oversight of banks
Oversight of insurers
We are the prudential regulator and supervisor of all insurers carrying on insurance business in New Zealand and are responsible for administering the Insurance (Prudential Supervision) Act 2010. How we supervise insurers How we regulate insurers Licensing
Oversight of insurers
Oversight of Non-bank deposit takers
We regulate non-bank deposit takers (NBDTs) under the Non-bank Deposit Takers Act 2013.
Oversight of Non-bank deposit takers
Anti-Money Laundering and Countering Financing of Terrorism
We are responsible for ensuring the financial institutions we regulate and supervise meet their obligations under the Anti-Money Laundering and Countering Financing of Terrorism Act 2009.
AML/CFT
