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Lending and monetary statistics

Financial statistics on sector lending, credit cards, mortgages, lending flows and more.

Registered banks and non-bank lending institutions: Sector lending (C5)

This data summarises lending by banks and non-bank lending institutions in New Zealand. It covers housing, personal, business and agricultural lending.

Credit card balances (C12)

This data shows the credit card balances on New Zealand credit cards, as well as the average interest rates applied to those balances.

Credit card spending (C13)

This data monitors how much was spent on credit cards each month.

New residential mortgage lending by loan-to-valuation ratio (LVR) (C30)

This data tracks the loan-to valuation (LVR) ratios of new mortgages granted each month.

New residential mortgage lending by borrower type (C31)

This data tracks new mortgages granted to different borrower types, such as first home buyers or investors, each month.

New and existing residential mortgage lending by payment type (C32)

This data tracks new and existing mortgages by payment type, such as interest only or interest and principal loans.

Residential mortgage loan reconciliation (C35)

This data reconciles the quarterly changes in total mortgages in New Zealand by showing the increases in mortgages due to interest and drawdowns, and reduction in mortgages due to repayments and other cash flows.

Residential mortgage lending by debt-to-income (DTI) purpose use (C40)

This data analyses residential mortgage debt compared to the income of the borrowers, broken down by borrower type.

Residential mortgage borrower gross income (BGI) (C41)

This data shows the average income, and debt-to-income ratios, of recipients for new mortgage loans.

Depository corporations: Money and credit aggregates (C50)

This data gives information on New Zealand's monetary and credit aggregates derived from our consolidated balance sheet and the consolidated balance sheets of registered banks in New Zealand. This can be used to track the supply of money in the economy as well as the level of credit.

Other depository corporations: Analytical accounts (C51)

This data provides analytical accounts of depository corporations (other than the Reserve Bank) derived from the consolidated balance sheet of the registered banks in New Zealand.

Depository corporations: Analytical accounts (C52)

This data provides analytical accounts of the depository corporations (including the Reserve Bank) derived from our consolidated balance sheet and the consolidated balance sheets of registered banks in New Zealand.

Other financial corporations: Analytical accounts (C55)

This data highlights some selected balance sheet items for 'Other financial corporations' – all resident insurance corporations, pension funds and non-money market investment funds. This is part of the International Monetary Fund's Standard Report Form (SRF 4SR).

Credit conditions (C60)

This data summarises the availability of credit and the willingness of households and businesses to use it. It is based on a survey of New Zealand banks.

Bank customer lending flows (C65)

This data captures new credit events during the course of a week, including metrics for housing and business lending.

Bank customer lending stocks (C66)

This data shows lending at each point in time, including the number and value of Business Finance Guarantee Scheme approvals, showing what has been drawn down and what remains undrawn.