Face value of funding by residual maturity ($m) - L3

03 October 2018 03:00 p.m.
Next release
01 November 2018 03:00 p.m.
Reserve Bank of New Zealand
Previous years: Monthly:
Aug 2016 Aug 2017 Apr 2018 May 2018 Jun 2018 Jul 2018 Aug 2018
Total funding by residual maturity
Overnight 148,309 145,321 153,990 150,090 151,013 154,197 150,326
>= 2 days & <= 1 month 25,875 28,636 33,239 28,820 29,989 28,956 29,306
> 1 month & <= 3 months 52,591 64,124 60,349 59,577 59,197 59,464 63,362
> 3 months & <= 6 months 47,600 52,597 50,762 51,877 52,125 48,572 48,846
> 6 months & <= 1 year 43,699 39,731 41,260 45,320 50,249 51,718 49,590
> 1 year & <= 18 months 14,314 11,176 16,192 15,605 14,590 14,207 17,078
> 18 months & <= 2 years 9,490 12,640 11,201 12,251 11,949 12,465 12,303
> 2 years & <= 3 years 16,329 19,088 21,396 20,734 22,715 23,824 21,131
> 3 years & <= 4 years 9,494 16,390 16,217 16,242 14,573 13,650 13,780
> 4 years & <= 5 years 15,623 11,956 8,561 10,298 10,564 10,204 10,137
> 5 years & <= 7 years 3,119 7,901 9,148 8,327 8,214 9,466 9,549
> 7 years & <= 10 years 1,015 2,786 3,987 3,984 4,011 3,977 4,088
> 10 years or undated 700 988 1,461 1,448 1,463 1,462 1,387
Total 388,157 413,332 427,762 424,572 430,651 432,163 430,882

The data: coverage, periodicity, and timeliness

Coverage characteristics

Data on the value of funding are published as end of month figures in millions of New Zealand dollars. Ratios are published as percentages.




Data is released approximately five weeks after the reference month.

Start-date of aggregate statistics

Tables L1 and L2 are compiled from data required to be reported by registered banks from April 2010, and are published from that date.

Table L3 is compiled from data required to be reported by registered banks from March 2011, and is published from that date.

List of institutions included in published liquidity statistics

All locally incorporated banks are required to provide reports on liquidity to the Reserve Bank.

Access by the public

Statistics release calendar

The Statistics Release Calendar provides a long-term plan of scheduled releases. It is updated and released on the first working day of the month.

View the Statistics Release Calendar.


Dissemination of terms and conditions under which official statistics are produced, including confidentiality of individual responses

The information is disseminated by the Reserve Bank of New Zealand as a service to the public.

The RBNZ collects, monitors and analyses the data in undertaking its prudential supervisory functions. These operations involve liaising with and monitoring financial institutions, in order to ensure effective implementation of policy and the soundness of the financial system.

Individual bank responses are strictly confidential.

Provision of information about revisions and advance notice of major changes in methodology

Provisional data are italicised. Data are deemed provisional when a series is under review. New data, or revised data, are in bold font. This applies to the summary table only and not excel files. Revisions are generally published when the table is next due to be updated and released. Should revisions need to be made more promptly, a note is posted on the website under "Revisions to Tables".

Any major changes in methodology will be posted here on this website.


Dissemination of documentation on methodology and sources used in preparing statistics

Definitions of series are available in the Series description.

The Reserve Bank's Liquidity Policy specifies the minimum prudential standards for registered banks, addressing the degree of liquidity risk that they take on, and their approach to managing that risk.

View the Liquidity Policy.

Dissemination of statistics that support statistical cross-checks and provide assurance of reasonableness

Summary information on bank funding is published in the Standard Statistical Return monthly (See S tables).

Registered banks are required to publish Disclosure Statements quarterly. Summary information from these statements is reproduced by the Reserve Bank and available on the website.

A list of registered banks is available.

Last updated December 2014

The definitions below are sourced directly from the Liquidity Policy.

Total loans and advances

Total loans and advances (as per BS13) is the figure for loans & advances (net) as reported in the monthly Bank Balance Sheet Survey for the month that is two months prior to the BS13 reporting month.

Total funding

Total funding is the sum of all market and non-market funding.

non-market funding

Non-market funding means total deposits/debt securities issued by the bank, not falling within the definition of market funding.

Market funding

Market funding is defined as the total of:

  1. deposits/debt securities of the bank held by financial institutions or related parties of financial institutions;
  2. tradable debt securities issued by the bank not already included in (a) above;
  3. any funding received from related parties of the bank not already included in (a) or (b) above; and
  4. any funding that the registered bank is unable to, or chooses not to allocate between market and non-market funding.

Residual maturity

Residual maturity is the remaining time until the expiration or the repayment of the funding instrument


The key concept for defining the residency source of funding is the centre of economic interest. An institutional unit or entity is defined as domestic when location exists within the economic territory of the country from which it engages, and intends to continue to engage, in a significant amount of economic activity.


Funding received from an institution or entity with a non-resident withholding tax 'flag' is classified as offshore for the purposes of this report.

Funding received through an agent or nominee, acting on behalf of non-residents, is also identified as offshore funding.

Symbols and conventions for summary table

0 Zero or value rounded to zero
- Not applicable
.. Not available
bold Revised/new
italics Provisional
light red background Historical

General notes

  • Individual figures may not sum to the totals due to rounding
  • Percentage changes are calculated on unrounded numbers
  • You are free to copy, distribute and adapt these statistics subject to the conditions listed on our copyright page.