|Sep 2018||Sep 2019||May 2020||Jun 2020||Jul 2020||Aug 2020||Sep 2020|
|Total funding by residual maturity|
|>= 2 days & <= 1 month||29,479||29,406||32,881||29,276||35,190||31,820||28,760|
|> 1 month & <= 3 months||59,729||67,009||67,529||69,367||64,733||58,933||57,615|
|> 3 months & <= 6 months||54,467||64,898||62,892||59,970||58,307||58,945||59,659|
|> 6 months & <= 1 year||46,444||47,585||44,325||45,318||45,620||47,553||49,755|
|> 1 year & <= 18 months||15,130||12,770||17,802||15,561||16,541||18,817||16,386|
|> 18 months & <= 2 years||13,241||15,563||14,458||13,980||12,030||10,913||9,531|
|> 2 years & <= 3 years||21,454||18,023||14,911||14,967||14,253||13,625||15,289|
|> 3 years & <= 4 years||12,257||12,264||15,115||14,005||16,150||17,023||16,721|
|> 4 years & <= 5 years||12,255||16,466||11,995||10,707||9,912||8,938||8,016|
|> 5 years & <= 7 years||8,150||6,822||4,408||4,340||3,604||3,602||3,257|
|> 7 years & <= 10 years||3,891||5,167||6,572||6,511||5,816||5,818||5,835|
|> 10 years or undated||1,389||780||603||597||601||601||602|
Data on the value of funding are published as end of month figures in millions of New Zealand dollars. Ratios are published as percentages.
Data is released approximately five weeks after the reference month.
Tables L1 and L2 are compiled from data required to be reported by registered banks from April 2010, and are published from that date.
Table L3 is compiled from data required to be reported by registered banks from March 2011, and is published from that date.
All locally incorporated banks are required to provide reports on liquidity to the Reserve Bank.
The Statistics Release Calendar provides a long-term plan of scheduled releases. It is updated and released on the first working day of the month.
View the Statistics Release Calendar.
The information is disseminated by the Reserve Bank of New Zealand as a service to the public.
The RBNZ collects, monitors and analyses the data in undertaking its prudential supervisory functions. These operations involve liaising with and monitoring financial institutions, in order to ensure effective implementation of policy and the soundness of the financial system.
Individual bank responses are strictly confidential.
Provisional data are italicised. Data are deemed provisional when a series is under review. New data, or revised data, are in bold font. This applies to the summary table only and not excel files. Revisions are generally published when the table is next due to be updated and released. Should revisions need to be made more promptly, a note is posted on the website under "Revisions to Tables".
Any major changes in methodology will be posted here on this website.
Definitions of series are available in the Series description.
The Reserve Bank's Liquidity Policy specifies the minimum prudential standards for registered banks, addressing the degree of liquidity risk that they take on, and their approach to managing that risk.
View the Liquidity Policy.
Summary information on bank funding is published in the Standard Statistical Return monthly (See S tables).
Registered banks are required to publish Disclosure Statements quarterly. Summary information from these statements is reproduced by the Reserve Bank and available on the website.
A list of registered banks is available.
Last updated December 2014
Total loans and advances (as per BS13) is the figure for loans & advances (net) as reported in the monthly Bank Balance Sheet Survey for the month that is two months prior to the BS13 reporting month.
Total funding is the sum of all market and non-market funding.
Non-market funding means total deposits/debt securities issued by the bank, not falling within the definition of market funding.
Market funding is defined as the total of:
Residual maturity is the remaining time until the expiration or the repayment of the funding instrument
The key concept for defining the residency source of funding is the centre of economic interest. An institutional unit or entity is defined as domestic when location exists within the economic territory of the country from which it engages, and intends to continue to engage, in a significant amount of economic activity.
Funding received from an institution or entity with a non-resident withholding tax 'flag' is classified as offshore for the purposes of this report.
Funding received through an agent or nominee, acting on behalf of non-residents, is also identified as offshore funding.
3 November 2020
Today’s Liquidity release includes an attached PDF file “Liquidity key points – September 2020”. The file highlights some of the data impacted by COVID-19 and policy responses.
|0||Zero or value rounded to zero|
|light red background||Historical|