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The Financial Stability Report explained

Our Financial Stability Report reports on the soundness and efficiency of New Zealand's financial system.

Published date:

28 February 2022

Last modified date:

20 November 2023

Twice a year we put out the Financial Stability Report. It assesses the health of banks and other deposit-taking institutions, the insurance sector and the payments system in New Zealand.

It highlights potential risk areas and the measures we are taking to respond to them. It is also a useful resource for individuals and businesses.

Learn how we promote the stability of our financial system in our November 2023 Financial Stability Report.

RBNZ team member reading the November 2023 FSR

Financial Stability Report - November 2023

New Zealand financial system remains sound in the higher interest rate environment.

FSR media release

Financial system still adjusting to higher interest rates.

Read our media release

FSR media conference

Watch a recording of the Financial Stability Report media conference.

Watch the media conference

Financial Stability Report

We publish a six-monthly Financial Stability Report (FSR) in which we assess and report on the soundness and efficiency of New Zealand’s financial system.

Financial Stability Report