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Learn about monetary policy, the New Zealand financial system, the economy and other key topics.
The Depositor Compensation Scheme (DCS) will protect your money if a bank, building society, credit union or finance company fails.
Find out what legal tender means, if businesses are required to accept cash as payment, and when New Zealand banknotes and coins stop being legal tender.
Learn about debt-to-income (DTI) restrictions, which apply to new lending for residential homes in New Zealand, for both owner-occupiers and investors.
Restrictions on loan-to-value ratios (LVRs) are limits on banks to reduce the amount of low-deposit mortgage lending.
New Zealand has a sophisticated financial system involving many layers and players. We regulate the institutions depicted directly under the magnifying glass in this financial system graphic.
Our quarterly forecasts paint a picture of where our economists think New Zealand's economy, labour market, inflation and interest rates are heading over the next few years.
Our Financial Stability Report reports on the soundness and efficiency of New Zealand's financial system.
