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Explore our explainers on keeping your money safe, banks and borrowing, the economy and money and payments.
How we make sure the financial system is safe and stable.
Find out why we stress test banks and insurers and what this means for you.
The DCS covers you up to $100,000 if your deposit taker fails, when your money is held in DCS-protected accounts.
Learn about debt-to-income (DTI) restrictions, which apply to new lending for residential homes in New Zealand, for both owner-occupiers and investors.
Restrictions on loan-to-value ratios (LVRs) are limits on banks to reduce the amount of low-deposit mortgage lending.
All registered banks publish a 6-monthly disclosure statement. Learn why these statements are important, what information they contain and some of the main terms they use.
Learn about the difference between central bank money and private money.
Find out what legal tender means, if businesses are required to accept cash as payment, and when New Zealand banknotes and coins stop being legal tender.
Around 6% of people always use cash, even though new innovations in services and technologies are emerging and we have a lot more choice in how we pay.
As kaitiaki or steward of cash, we've been lending cash to the New Zealand Police and Customs since 2013 to train cash-detecting dogs.
Learn about how money gets from your card or mobile wallet to the payee or merchant.
Learn how our coins are made, from the design to die creation, blank preparation and striking.
House prices are closely linked to consumer spending. When house prices go up, homeowners become better off and feel more confident.
New Zealand has a sophisticated financial system involving many layers and players. We regulate the institutions depicted directly under the magnifying glass in this financial system graphic.
Our quarterly forecasts paint a picture of where our economists think New Zealand's economy, labour market, inflation and interest rates are heading over the next few years.
