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Banks

Standards and requirements for banks

This section covers the main prudential requirements for banks incorporated and registered in New Zealand.

Published:

Kei tēnei wāhanga

In this section

Banking Prudential Requirements

Policy documents relating to the current prudential requirements for banks.

Capital requirements for banks

Registered banks in NZ are subject to conditions of registration requiring them to maintain a minimum level of capital relative to their risk-weighted assets.

Capital and credit risk requirements

The finalised bank capital adequacy requirements are outlined in the new Banking Prudential Requirements (BPR) documents.

Bank policy documents referenced in Orders in Council

A list of documents incorporated by reference in the Orders in Council, which govern disclosure requirements for registered banks.

Requirements for domestic systemically important banks

Our framework for identifying domestic systematically important banks (D-SIBs) and the capital requirements for these banks.

Disclosure regime for banks

Requirements for disclosure for New Zealand-incorporated, registered banks in New Zealand.

Disclosure requirements

Information on the disclosure requirements for registered banks and supporting information.

Liquidity policy for banks

We impose minimum prudential standards on registered banks to address the degree of liquidity risk they take on.

Open Bank Resolution

The Open Bank Resolution (OBR) policy is a tool for responding to a bank failure.

Information on bank credit ratings

Information on credit ratings for banks currently registered in New Zealand.

Connected exposures policy for banks

New Zealand-incorporated registered banks are subject to limits on the level of credit exposure they have to their connected persons.

Outsourcing policy for banks

Information on our outsourcing policy for large New Zealand-incorporated registered banks.

Corporate governance policy for banks

The corporate governance policy for New Zealand-incorporated, registered banks.

Your bank's disclosure statement

Learn why your bank's 6-monthly disclosure statement is important, what information it contains and some of the main terms used.

Restrictions on use of the word 'bank'

Learn about the restrictions on using the words 'bank', 'banker' and 'banking', including who may use these words and how to seek authorisation to use them.

Macroprudential Policy Framework

We use macroprudential policy tools to reduce systemic risk and support financial stability.