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Capital Review

Final Banking Prudential Requirements

In June 2021, following the conclusion of the Capital Review, the Reserve Bank of New Zealand – Te Pūtea Matua published the finalised bank capital adequacy requirements, outlined in the new Banking Prudential Requirements (BPR) documents.

Published:
Updated:

These documents have been amended from time to time following the Capital Review. Current versions are available at the following link:

Capital Requirements and Credit Risk Requirements

The first version of the BPR documents (redlined to track the changes compared with the Exposure Drafts published for consultation in November 2020) are also available below. These versions have been superseded.

More information about the consultation process

Changes to the Banking Supervision Handbook: Exposure Draft for Capital Review Changes - Response to Submissions (PDF 1.1MB)

BPR documents BPR documents - redline
BPR100: Capital Adequacy - final (PDF 1.1MB) BPR100: Capital Adequacy - redlined (PDF 821KB)
BPR110: Capital Definitions - final (PDF 1.2MB)
 BPR110: Capital Definitions - redlined (PDF 966KB)
BPR120: Capital Adequacy Process Requirements - final (PDF 1.2MB) BPR120: Capital Adequacy Process Requirements - redlined (PDF 1.1MB)
BPR130: Credit Risk RWAs Overview - final (PDF 907KB) BPR130: Credit Risk RWAs Overview - redlined (PDF 619KB)
BPR131: Standardised Credit Risk RWAs - final (PDF 1.6MB) BPR131: Standardised credit Risk RWAs - redlined (PDF 1.4MB)
BPR132: Credit Risk Mitigation - final (PDF 1.3MB) BPR132: Credit Risk Mitigation - redlined (PDF 808KB)
BPR133: IRB Credit Risk RWAs - final (PDF 1.6MB) BPR133: IRB Credit Risk RWAs - redlined (PDF 1.2MB)
BPR134: IRB Minimum System Requirements - final (PDF 1.1MB) BPR134: IRB Minimum System Requirements - redlined (PDF 650KB)
BPR140: Market Risk - final (PDF 1.3MB) BPR140: Market Risk - redlined (PDF 819KB)
BPR150: Standardised Operational Risk - final (PDF 797KB) BPR150: Standardised Operational Risk - redlined (PDF 471KB)
BPR151: AMA Operational Risk - final (PDF 945KB) BPR151: AMA Operational Risk - redlined (PDF 438KB)
BPR160: Insurance, Securitisation, and Loan Transfers - final (PDF 859KB) BPR160: Insurance, Securitisation, and Loan Transfers - redlined (PDF 516KB)
BPR001: Glossary - final (PDF 970KB) BPR001: Glossary - redlined (PDF 606KB)