About our thematic reviews
Our Industry Insights and Thematics team conducts the reviews using in-depth desktop analysis, on-site visits and interviews. The reviews may result in:
- recommendations to industry to improve risk governance and management
- input to our future policy development and reviews
- more intensive supervisory engagement or action.
At the end of each review, we publish a report and our supervisors follow up on any recommendations made in the review report, both with banks or insurers that participated in the review and the wider sector.
Cross-sector thematic review on governance
We collaborated with the Financial Markets Authority (FMA) to conduct a cross-sector thematic review of regulated entities’ governance practices. In September 2023, we released our Governance Thematic Review report.
Bank thematic reviews
Thematic review of compliance with liquidity policy
In 2021, we conducted our first thematic review into banks' compliance with our liquidity policy which we introduced in 2010. The review was also an opportunity to gain a deeper insight into banking industry practices relating to the management and monitoring of liquidity risk.
Thematic review of bank conduct and culture
In 2018, we completed a joint review with the Financial Markets Authority into the conduct and culture of New Zealand's 11 largest retail banks. The review was the first of its kind in New Zealand. This page discusses the findings of the review and next steps.