Register of non-bank deposit takers in New Zealand
This page lists all licensed non-bank deposit takers (NBDT) in New Zealand. This register has the date licensed and credit rating for each NBDT.
Register of non-bank deposit takers in New Zealand
| Name of licensed NBDT | Date licensed | Name of credit rating agency | Rating and outlook |
|---|---|---|---|
| Christian Savings Limited (previously licensed as Christian Savings Incorporated) | 01-09-2017 | Fitch Ratings | BB+, Stable |
| Credit Union Auckland | 03-02-2015 | Equifax | B-, Stable |
| FE Investments Limited (in receivership) | 16-03-2015 | n/a | Credit ratings have been withdrawn |
| Finance Direct Limited | 13-02-2015 | n/a | Exempt* |
| First Credit Union Incorporated | 05-03-2015 | Fitch Ratings | BB, Stable |
| Fisher & Paykel Credit Union | 08-12-2014 | n/a | Exempt* |
| General Finance Limited | 13-02-2015 | Equifax | BB, Stable |
| Gold Band Finance Limited | 29-04-2015 | Equifax | B+, Stable |
| Heretaunga Building Society | 23-12-2014 | n/a | Exempt* |
| Liberty Financial Limited | 17-04-2015 | Standard & Poor’s | BBB-, Positive |
| Mutual Credit Finance Limited | 27-03-2015 | n/a | Exempt* |
| Nelson Building Society | 23-03-2015 | Fitch Ratings | BB+, Stable |
| Police and Families Credit Union | 12-11-2014 | Equifax | BB+, Stable |
| Unity Credit Union | 19-12-2014 | Fitch Ratings | BB, Negative |
| Wairarapa Building Society | 08-04-2015 | Fitch Ratings | BB+, Stable |
| Xceda Finance Limited | 11-03-2015 | Equifax | B, Stable |
* Not required to have a rating by virtue of the Deposit Takers (Credit Ratings Minimum Threshold) Exemption Notice 2016
Cancelled licences
The Reserve Bank of New Zealand gives notice that the Non-bank Deposit Takers licence granted to Steelsands Credit Union Incorporated was cancelled on 13 February 2023 pursuant to section 21(f) of the Non-bank Deposit Takers Act 2013 following the transfer of engagements to First Credit Union Incorporated, and the subsequent removal of Steelsands Credit Union Incorporated from the Register of Credit Unions.