The Reserve Bank registers and supervises banks. This section provides information on the prudential oversight of registered banks in New Zealand.

The Bank Financial Strength Dashboard measures the financial condition or strength of locally incorporated banks in New Zealand.

Information on the Reserve Bank’s review of the capital adequacy framework for locally incorporated banks.

The thematic review of Bank Conduct and Culture will be available from Monday 5 November 2018. The report will outline the findings from a joint FMA and RBNZ review of the conduct and culture in retail banks operating in New Zealand.
New Zealand registered banks are required by the Reserve Bank to meet a number of key prudential requirements. Banks are required to formally report breaches of these requirements to the Reserve Bank.
All banks operating in New Zealand must be registered with the Reserve Bank of New Zealand.
Information on the timing of consultations and access to consultation and policy documents.
Documents and Orders in Council setting out the details of the banking supervision regime.
Reserve Bank publications relating to the banking industry.
Information on covered bonds and the register of covered bond programmes.
Open Bank Resolution (OBR) is a long-standing Reserve Bank policy aimed at allowing a distressed bank to be kept open for business, while placing the cost of a bank failure primarily on the bank’s shareholders and creditors, rather than the taxpayer.

The aim of macroprudential policy is to reduce the likelihood of a financial crisis, and to increase the resilience of banks and households, in order to limit the scale of severe economic downturns.

Provides answers to help banks and the general public understand banking regulation in New Zealand.