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Payments and settlement systems

Exchange Settlement Account System

The Exchange Settlement Account System (ESAS) is a designated payments and settlement system used by banks and other approved financial organisations.

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In this section

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ESAS overview, governance and channels

Information about ESAS governance and its main participants, and the channels that ESAS account holders use to submit transactions.
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ESAS Access Review

Information about our two consultations on our revised ESAS access policy and criteria.
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Our policy on access to ESAS

Information about our policy for access to ESAS and what we consider when assessing applications for an account.

ESAS Helpdesk

How to contact the ESAS-NZClear helpdesk for assistance and information.

Moving to ISO 20022

Find out about the New Zealand banking industry moving to ISO 20022.

ESAS Resources

Access ESAS's rules, guidelines, fees, annual reports and industry updates.

ESAS access review consultation

There have been 2 consultations on our revised ESAS access policy and criteria. 

Find all our consultation materials and summary of submissions on the CitizenSpace website. We intend to publish submissions from the second consultation by April 2025.

Go to CitizenSpace