Browser issue

It looks like the browser you're using doesn’t work well with our website. For a better experience, please update to the latest version of Chrome, Edge, Firefox or Safari.

Money and cash

Future of money

Te moni anamata

Our 5 workstreams help to make sure that New Zealanders enjoy reliable and efficient money and payments systems that support innovation and inclusion.

Published:
Updated:

Read our explainers

New Zealand Banknotes

What is money?




Learn about the difference between central bank money and private money.

What will money look like in the future?

Today there is greater choice than ever in how we pay for things.

How do payments work?


Learn about how money gets from your card or mobile wallet to the payee or merchant.

Learn about our workstreams

Cash system redesign 

He whakahou i te pūnaha moni

We’re finding ways to make sure that the cash system is efficient, resilient and supports inclusion.

Payments 

Ngā utu

We’re looking for improvements in our payment systems to better support the use of money and its pivotal roles.

Private innovation 

Te Auahatanga

We’re developing our approach to the opportunities and challenges from new forms of private money.

Stewardship

Kaitiakitanga

We have a stewardship mandate for money and cash and the broader currency system.

Digital cash 

Moni-matihiko

We're looking at the possibility of issuing digital cash. It would be an electronic version of cash, issued by us, but it would not replace cash.

Keep up to date

See our latest news releases, reports and information releases relating to the future of money, cash and payments.

Future of money news and resources