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Financial Stability

Te pakari o te ahumoni

It’s our job to make sure we have a strong and resilient financial system that provides the financial services we all rely on.

In this section

Kei tēnei wāhanga

Our approach to ensuring financial stability

We protect the stability of the financial system by regulating and supervising financial institutions and payment and settlement systems and using our markets functions to provide liquidity in exceptional circumstances.

New Zealand financial system

An overview of New Zealand's financial system which includes banks, non-bank lenders, licensed insurers and financial market infrastructures.

Financial Stability Report

View all our Financial Stability Reports and Special Topics, which we publish every 6 months.

Stress testing regulated entities

We stress test banks, insurers and other regulated entities to see if they are prepared for an economic crisis.

Financial stability indicators

We monitor a range of indicators to inform our assessment of financial system risks.

Financial Stability Report May 2025

Download the report, read the Special Topics and watch a short video highlighting 5 things you should know about financial stability in New Zealand.

View the report