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Financial Stability

Te pakari o te ahumoni

It’s our job to make sure we have a strong and resilient financial system that provides the financial services we all rely on.

Kei tēnei wāhanga

In this section

Protecting and promoting the stability of New Zealand’s financial system

Financial stability means having a strong and resilient financial system that provides the financial services we all rely on, even when under stress.

New Zealand financial system

An overview of New Zealand's financial system which includes banks, non-bank lenders, licensed insurers and financial market infrastructures.

Financial Stability Report

View all our Financial Stability Reports and Special Topics, which we publish every 6 months.

Stress testing regulated entities

We stress test banks, insurers and other regulated entities to see if they are prepared for an economic crisis.

Financial stability indicators

We monitor a range of indicators to inform our assessment of financial system risks.

Financial Stability Report May 2026

Download the report and watch a short video highlighting 5 things you should know about financial stability in New Zealand.

View the report