Household debt

Household debt comprises mortgage loans, consumer loans such as credit cards, and student loans. Data is available from 1998.

Data for the graph below is available in a spreadsheet containing all key graph data (XLSX <200KB).

Household debt

Key graph: household debt

This data on the chart includes mortgages that New Zealand households have on rental properties, whereas the household debt published in the Household balance sheet (C22) data table does not include mortgages on rental properties. Only the equity that households hold in these rental properties is captured on the balance sheet of the household sector. Data is available from 1998.

The Household Balance Sheet is compiled and published by the Reserve Bank. Data from 1998 is available in the key graph data file.