Household debt

Household debt comprises mortgage loans, consumer loans such as credit cards, and student loans. Data is available from 1998.

Data for the graph below is available in a spreadsheet containing all key graph data (XLSX <200KB).

Household debt

Key graph: household debt

The data on this chart includes mortgages that New Zealand households have on rental properties. Only the equity that households hold in these rental properties is captured on the balance sheet of the household sector.

These statistics include quarterly data on the household sector accounts, which are now presented alongside other sectors, such as financial and non-financial business enterprises. The Stats NZ data presentation conforms to the System of National Accounts.

View National accounts

The Household Balance Sheet is compiled and published by Stats NZ. Data from 1998 is available in the key graph data file.

Download the key graph data file (XLSX <200KB)