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Information release: Background materials

The Reserve Bank of New Zealand has released background materials along with its response to submissions on the fourth and final consultation paper, 'How much capital is enough?'. The release of background papers includes information that was considered during the final stages of the Capital Review. It includes advice considered by the Reserve Bank's Financial Stability Committee during the decision-making stages of the Review, other relevant analysis carried out by the Reserve Bank, and reports to the Minister of Finance.

Part 1-9 Topics covered Date
Part 1 (PDF 6.5MB) 
Updated final report of NGO workshop - Page 1 16 May 2019
Final report from bank capital hui 5 June 2019 - Page 3 5 June 2019
Update for bank director workshop - slides - Page 7
6 June 2019
Recent external developments on bank capital – FSC info paper - Page 11
3 July 2019
Capital Review overview for TTBC - slides - Page 15
July 2019
Sapere comments on interest rate impact - Page 23
28 July 2019
Briefing for meeting with Minister of Finance – internal memo - Page 40
31 July 2019
Part 2 (PDF 7.7MB)
Decision-making approach – FSC info paper - Page 1
14 August 2019
Next steps with External Experts – FSC decision paper - Page 6
20 August 2019
CRISP spreadsheet model – FSC info paper - Page 10 27 August 2019
APRA rule changes and the Capital Review – FSC info paper - Page 13
27 August 2019
APRA rules changes and the Capital Review – slides - Page 18
27 August 2019
Non-core issues – FSC decision paper - Page 36
27 August 2019
Part 3 (PDF 8.7MB)
Draft CBA and next steps – FSC info paper - Page 1
11 September 2019
Publishing the External Experts reports – FSC info paper - Page 6
11 September 2019
Levelling the playing field for mortgages – FSC info paper - Page 11
10 September 2019
Updated interest rate impact – FSC info paper - Page 15
10 September 2019
Definition of Capital – FSC decision paper - Page 17
20 September 2019
Companion paper for the definition of Capital – FSC info paper - Page 29
20 September 2019
Public workshop project – FSC decision paper - Page 47
20 September 2019
Impact on the agriculture sector – BSG info paper - Page 50
24 September 2019
Part 4 (PDF 4.5MB)
Leverage ratio requirements – FSC decision paper - Page 1
9 October 2019
CCyB background and feedback – FSCinfo paper - Page 6
9 October 2019
Denominator decisions – FSC decision paper - Page 11
9 October 2019
Role of incentives – FSC info paper - Page 21
23 October 2019
DSIB buffer requirements – FSC info paper - Page 29
23 October 2019
Part 5 (PDF 9.2MB)
Setting the CCyB – FSC decision paper - Page 1
7 November 2019
DSIB buffer calibration – FSC decision paper - Page 13
7 November 2019
RIA and CBA update – FSC info paper - Page 20
7 November 2019
Reverse stress tests – FSC info paper - Page 25
7 November 2019
RIA and CBA – slides - Page 33
7 November 2019
Tier 2 – slides (BSG) - Page 38
8 November 2019
Reverse stress tests – slides - Page 55
7 November 2019
Part 6 (PDF 13.4MB)
Tier 1 – FSC info paper - Page 1
22 November 2019
Tier 2 – FSC info paper - Page 8
22 November 2019
Draft RIA and CBA – FSC info paper - Page - 14
22 November 2019
Response to External Experts – FSC info paper - Page 22
22 November 2019
Capital stack options – FSC decision paper - Page 26
22 November 2019
Transitional arrangements – FSC decision paper - Page 34
22 November 2019
Implementation and next steps – slides - Page 46
22 November 2019
Interest rate impact for CBA – internal memo - Page 59
14 November 2019
Part 7 (PDF 10.3MB)
Capital Review final decisions – slides - Page 1
22 November 2019
Financial ecosystems – slides - Page 65
23 October 2019
Part 8 (PDF 7.6MB)
Final report from Kantar - Page 1
4 October 2019
Kantar presentation - Page 27
6 September 2019
Discussion note - Page 93
28 July 2019
Draft runsheet - Page 102
August 2019
Focus group RFQ - Page 107
4 June 2019
Part 9 (PDF 6.5MB)
Impact on the agricultural sector – slides - Page 1
31 July 2019
Cover sheet for agriculture slides - Page 10
29 July 2019
Bank capital: issues, processes, next step - Page 12
5 August 2019
Rural engagement - Page 19
26 August 2019
External Experts - Page 22
23 September 2019
Capital Review and bank resolution - Page 28
26 September 2019
Deposit insurance and capital requirements - Page 30
27 September 2019
Rural outreach - Page 43
4 November 2019
Final decisions - Page 50
26 November 2019
Final decisions – slides - Page 58
3 December 2019