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Know your credit ratings

Summary

The Reserve Bank is responsible for the prudential regulation of non-bank deposit takers (NBDTs). This includes deposit taking finance companies, building societies and credit unions.

NBDTs are required to have a credit rating from an approved rating agency since 1 March 2010.

Credit ratings from approved rating agencies will play an important role in the regulatory arrangements as they can be used to assist investors to make more informed investment decisions.