Depository corporations: Analytical accounts (C52)

This data provides analytical accounts of the depository corporations (including the Reserve Bank) derived from our consolidated balance sheet and the consolidated balance sheets of registered banks in New Zealand.
Released
23 December 2021 03:00 p.m.
Next release
31 January 2022 03:00 p.m.
Source
Reserve Bank of New Zealand
Periodicity
Monthly
Previous years: Monthly:
Nov 2019 Nov 2020 Jul 2021 Aug 2021 Sep 2021 Oct 2021 Nov 2021
Net credit to non-residents ($m)
Net credit to non-residents (A1-A2) -92,145 -96,927 -103,752 -104,917 -101,560 -99,944 -102,969
A1. Credit to non-residents 70,842 67,379 60,664 54,908 57,197 58,762 57,618
A2. Less: Liabilities to non-residents 162,987 164,306 164,416 159,826 158,757 158,707 160,587
Domestic credit ($m)
Domestic credit (B+C) 488,510 535,994 555,141 552,484 555,898 560,354 567,833
B. Net credit to central government 11,882 42,809 40,753 37,818 38,806 40,617 43,144
C. Private sector credit 476,628 493,186 514,388 514,665 517,092 519,736 524,690
C1. Credit to other financial corporations 9,959 11,517 12,041 10,862 11,037 10,525 11,756
C2. Credit to local government 7,796 10,264 8,533 8,498 8,020 7,777 7,457
C3. Credit to public non-financial business 1,026 1,701 1,450 1,459 1,594 1,942 2,004
C9. Credit to other private sectors 457,848 469,703 492,364 493,847 496,441 499,492 503,473
Broad money ($m)
Broad money (D1 to D9) 324,328 360,384 373,053 369,963 374,561 378,237 382,985
D1. Currency held by the public 6,464 7,407 7,642 7,704 7,937 8,084 8,177
D2. Transaction deposits 72,295 102,472 119,659 117,812 122,438 126,012 129,100
D3. Other deposits 245,569 250,506 245,752 244,446 244,185 244,140 245,708
D9. Securities other than shares - 0 0 0 0 0 0
Other liabilities ($m)
Debt securities excluded from broad money 29,188 27,800 28,348 28,261 29,709 29,781 30,244
Borrowings 139 232 516 501 407 510 745
Financial derivatives 3,672 5,191 2,927 3,133 2,745 3,499 3,113
Equity ($m)
Equity 47,240 50,902 52,116 52,297 53,019 53,676 54,432
Net other items ($m)
Net other items -8,202 -5,442 -5,572 -6,588 -6,103 -5,294 -6,654

Coverage, Periodicity, and Timeliness of Data

Coverage

Assets of depository corporations presented as claims on other resident institutional sectors and non-residents, and liabilities presented by category of financial instrument in order of their liquidity.

Depository corporations comprise:

  • Reserve Bank of New Zealand
  • Registered banks

Data is sourced from the Reserve Banks’ own Balance Sheet and the Reserve Bank’s Bank Balance Sheet Survey of New Zealand registered banks.

Periodicity and Timeliness

Data is published on the last working day of the month.

Access by the public

Data Release

Data is released on the Reserve Bank’s Statistics section.

Statistics release calendar

The Statistics Release Calendar provides a long-term plan of scheduled releases. It is updated and released on the first working day of the month.

View the Statistics Release Calendar

Integrity

Dissemination of terms and conditions under which official statistics are produced, including confidentiality of individual responses

Data is collected under Section 36 and 93 of The Reserve Bank of New Zealand Act 1989 (The Act).

Read the Reserve Bank of New Zealand Act 1989.

The Reserve Bank of New Zealand publishes only aggregated data. Individual institutional data is confidential.

Provision of information about revisions and advance notice of major changes in methodology

Revisions are generally published when the table is next due to be updated and released. Should revisions need to be made more promptly, a note is posted on the website as a ‘special note'.

Any major changes in methodology are posted on the website as a ‘special note’.

Quality

Dissemination of documentation on methodology and sources used in preparing statistics

The analytical accounts are compiled in line with the Monetary and Financial Statistics Manual and Compilation Guide (IMF 2016).

Depository corporations

Reserve Bank of New Zealand and registered banks
The Reserve Bank of New Zealand is New Zealand's central bank.
Registered banks are the consolidated banking group of banks operating in New Zealand and registered by the Reserve Bank of New Zealand.

Counterparts

Net credit to non-residents
Net credit to non-resident is calculated as Credit to non-residents less Liabilities to non-residents.
Credit to non-residents
Claims on non-residents by registered banks including:
  • Debt securities
  • Loans and repos
  • Other claims
Liabilities to non-residents
Liabilities to non-residents from the Reserve Bank of New Zealand and registered banks including::
  • Deposits
  • Other liabilities
Domestic credit
Domestic claims comprises:
  • Net credit to central government
  • Credit to other sectors (private sector credit)
Net credit to central government
Net credit to central government is calculated as credit to central government less liabilities to central government. .
Deposits
Deposits with the Reserve Bank of New Zealand.
Other credit to Reserve Bank
Other claims on the Reserve Bank comprises:
  • Debt securities
  • Repos
  • Financial derivatives
Net credit to central government
Net credit to central government is calculated as credit to central government less liabilities to central government.
Credit to central government
Claims on central government by the Reserve Bank of New Zealand and registered banks including:
  • Debt securities
  • Loans and repos
  • Other claims
Liabilities to central government
Liabilities to central government from the Reserve Bank of New Zealand and registered banks including:
  • Deposits
  • Other liabilities
Private sector credit
Private sector credit (also known as claims on other sectors) comprises:
  • Debt securities
  • Loans and repos
  • Other claims
Debt securities
Debt securities issued by the Reserve Bank of New Zealand and registered banks to the private sector:
  • Other financial corporations
  • Local government
  • Public non-financial business
  • Other private sectors
Loans
Loans and repos by registered banks to the private sector:
  • Other financial corporations
  • Local government
  • Public non-financial business
  • Other private sectors
Other claims
Other claims (deposits, derivatives) by the Reserve Bank of New Zealand and registered banks on the private sector:
  • Other financial corporations
  • Local government
  • Public non-financial business
  • Other private sectors
Other financial corporations
Insurance companies, pension funds and other non-deposit taking financial institutions.
Local government
Local authorities.
Public non-financial business
Government and local authority trading enterprises.
Other private sectors
Non-financial business, households and non-profit institutions serving households.

Broad money

Broad money
Broad money is the sum of all liquid financial instruments held by money-holding sectors that are widely accepted in an economy as a medium of exchange, plus those that can be converted into a medium of exchange at short notice at, or close to, their full nominal value.
Currency held by the public
Currency issued by the Reserve Bank of New Zealand less any currency held by registered banks. Also known as notes and coins in the hands of the public.
Transaction deposits
Deposit balances where the purpose of the account is primarily for making transactions or "every day" banking by customers. Balances are on call.
Other deposits
Other components of broad money comprises:
  • Savings deposits
  • Term deposits
  • Other
Savings deposits
Deposit balances where the purpose of the account is primarily for saving. For some balances disincentives may apply if used for transaction purposes i.e. a “penalty” may apply such as loss of bonus interest. Balances are on call.
Term deposits
Customer time or term deposits with a maturity of greater than 1 day.
Other
Short term debt securities issued by registered banks.

Other liabilities

Debt securities excluded from broad money
Debt securities issued by the Reserve Bank of New Zealand and registered banks that are not included in broad money.
Borrowings
Loans and repos of the Reserve Bank of New Zealand and registered banks.
Financial derivatives
Financial derivatives of the Reserve Bank of New Zealand and registered banks.

Other

Equity
Funds contributed by the owners, reserves and retained earnings of the Reserve Bank of New Zealand and registered banks.
Net other items
Other liabilities less other assets, consisting of all liabilities and assets not included elsewhere and inter-bank consolidation adjustment.

Publication of new web tables – S35 and S50

30 November 2021

On the 30th November 2021, the RBNZ began publishing the following new tables:

  • S35 Banks: Assets – Loans by business size
  • S50 Banks: Assets – Loans by asset quality

Data for these tables has been sourced from the bank balance sheet survey.

If you have any questions please contact [email protected].

Symbols and conventions for summary table

0 Zero or value rounded to zero
- Not applicable
.. Not available
bold Revised/new
italics Provisional
light red background Historical

General notes

  • Individual figures may not sum to the totals due to rounding
  • Percentage changes are calculated on unrounded numbers
  • You are free to copy, distribute and adapt these statistics subject to the conditions listed on our copyright page.