Depository corporations: Analytical accounts (C52)

This data provides analytical accounts of the depository corporations (including the Reserve Bank) derived from our consolidated balance sheet and the consolidated balance sheets of registered banks in New Zealand.
 Special note: C52 table revisions
Released
30 June 2021 03:00 p.m.
Next release
30 July 2021 03:00 p.m.
Source
Reserve Bank of New Zealand
Periodicity
Monthly
Previous years: Monthly:
May 2019 May 2020 Jan 2021 Feb 2021 Mar 2021 Apr 2021 May 2021
Net credit to non-residents ($m)
Net credit to non-residents (A1-A2) -84,700 -90,834 -97,897 -97,690 -97,606 -97,837 -101,750
A1. Credit to non-residents 78,952 82,635 63,672 64,943 63,576 61,980 63,318
A2. Less: Liabilities to non-residents 163,652 173,468 161,568 162,633 161,181 159,818 165,068
Domestic credit ($m)
Domestic credit (B+C) 466,780 514,698 535,524 535,727 539,776 544,681 544,395
B. Net credit to central government 3,406 28,368 38,068 37,173 38,187 40,943 36,587
C. Private sector credit 463,373 486,331 497,457 498,554 501,588 503,738 507,808
C1. Credit to other financial corporations 10,373 10,362 11,837 11,678 11,311 10,969 12,019
C2. Credit to local government 7,457 9,069 9,038 8,193 8,199 8,308 8,035
C3. Credit to public non-financial business 1,021 1,241 1,395 1,291 1,438 1,438 1,444
C9. Credit to other private sectors 444,523 465,659 475,187 477,392 480,641 483,023 486,310
Broad money ($m)
Broad money (D1 to D9) 312,948 343,608 359,421 361,166 365,809 368,720 364,349
D1. Currency held by the public 6,040 7,243 7,542 7,514 7,602 7,573 7,588
D2. Transaction deposits 65,501 88,046 103,769 107,176 111,802 114,497 113,436
D3. Other deposits 241,408 248,319 248,110 246,476 246,406 246,650 243,325
D9. Securities other than shares - 0 0 0 0 0 0
Other liabilities ($m)
Debt securities excluded from broad money 27,498 32,624 28,567 29,393 28,841 28,496 28,730
Borrowings 224 219 277 369 756 329 586
Financial derivatives 3,118 5,386 4,220 4,602 3,352 3,693 3,455
Equity ($m)
Equity 45,725 48,829 52,043 52,433 53,555 53,981 54,396
Net other items ($m)
Net other items -7,433 -6,802 -6,900 -9,927 -10,143 -8,376 -8,871

Coverage, Periodicity, and Timeliness of Data

Coverage

Assets of depository corporations presented as claims on other resident institutional sectors and non-residents, and liabilities presented by category of financial instrument in order of their liquidity.

Depository corporations comprise:

  • Reserve Bank of New Zealand
  • Registered banks

Data is sourced from the Reserve Banks’ own Balance Sheet and the Reserve Bank’s Bank Balance Sheet Survey of New Zealand registered banks.

Periodicity and Timeliness

Data is published on the last working day of the month.

Access by the public

Data Release

Data is released on the Reserve Bank’s Statistics section.

Statistics release calendar

The Statistics Release Calendar provides a long-term plan of scheduled releases. It is updated and released on the first working day of the month.

View the Statistics Release Calendar

Integrity

Dissemination of terms and conditions under which official statistics are produced, including confidentiality of individual responses

Data is collected under Section 36 and 93 of The Reserve Bank of New Zealand Act 1989 (The Act).

Read the Reserve Bank of New Zealand Act 1989.

The Reserve Bank of New Zealand publishes only aggregated data. Individual institutional data is confidential.

Provision of information about revisions and advance notice of major changes in methodology

Revisions are generally published when the table is next due to be updated and released. Should revisions need to be made more promptly, a note is posted on the website as a ‘special note'.

Any major changes in methodology are posted on the website as a ‘special note’.

Quality

Dissemination of documentation on methodology and sources used in preparing statistics

The analytical accounts are compiled in line with the Monetary and Financial Statistics Manual and Compilation Guide (IMF 2016).

Depository corporations

Reserve Bank of New Zealand and registered banks
The Reserve Bank of New Zealand is New Zealand's central bank.
Registered banks are the consolidated banking group of banks operating in New Zealand and registered by the Reserve Bank of New Zealand.

Counterparts

Net credit to non-residents
Net credit to non-resident is calculated as Credit to non-residents less Liabilities to non-residents.
Credit to non-residents
Claims on non-residents by registered banks including:
  • Debt securities
  • Loans and repos
  • Other claims
Liabilities to non-residents
Liabilities to non-residents from the Reserve Bank of New Zealand and registered banks including::
  • Deposits
  • Other liabilities
Domestic credit
Domestic claims comprises:
  • Net credit to central government
  • Credit to other sectors (private sector credit)
Net credit to central government
Net credit to central government is calculated as credit to central government less liabilities to central government. .
Deposits
Deposits with the Reserve Bank of New Zealand.
Other credit to Reserve Bank
Other claims on the Reserve Bank comprises:
  • Debt securities
  • Repos
  • Financial derivatives
Net credit to central government
Net credit to central government is calculated as credit to central government less liabilities to central government.
Credit to central government
Claims on central government by the Reserve Bank of New Zealand and registered banks including:
  • Debt securities
  • Loans and repos
  • Other claims
Liabilities to central government
Liabilities to central government from the Reserve Bank of New Zealand and registered banks including:
  • Deposits
  • Other liabilities
Private sector credit
Private sector credit (also known as claims on other sectors) comprises:
  • Debt securities
  • Loans and repos
  • Other claims
Debt securities
Debt securities issued by the Reserve Bank of New Zealand and registered banks to the private sector:
  • Other financial corporations
  • Local government
  • Public non-financial business
  • Other private sectors
Loans
Loans and repos by registered banks to the private sector:
  • Other financial corporations
  • Local government
  • Public non-financial business
  • Other private sectors
Other claims
Other claims (deposits, derivatives) by the Reserve Bank of New Zealand and registered banks on the private sector:
  • Other financial corporations
  • Local government
  • Public non-financial business
  • Other private sectors
Other financial corporations
Insurance companies, pension funds and other non-deposit taking financial institutions.
Local government
Local authorities.
Public non-financial business
Government and local authority trading enterprises.
Other private sectors
Non-financial business, households and non-profit institutions serving households.

Broad money

Broad money
Broad money is the sum of all liquid financial instruments held by money-holding sectors that are widely accepted in an economy as a medium of exchange, plus those that can be converted into a medium of exchange at short notice at, or close to, their full nominal value.
Currency held by the public
Currency issued by the Reserve Bank of New Zealand less any currency held by registered banks. Also known as notes and coins in the hands of the public.
Transaction deposits
Deposit balances where the purpose of the account is primarily for making transactions or "every day" banking by customers. Balances are on call.
Other deposits
Other components of broad money comprises:
  • Savings deposits
  • Term deposits
  • Other
Savings deposits
Deposit balances where the purpose of the account is primarily for saving. For some balances disincentives may apply if used for transaction purposes i.e. a “penalty” may apply such as loss of bonus interest. Balances are on call.
Term deposits
Customer time or term deposits with a maturity of greater than 1 day.
Other
Short term debt securities issued by registered banks.

Other liabilities

Debt securities excluded from broad money
Debt securities issued by the Reserve Bank of New Zealand and registered banks that are not included in broad money.
Borrowings
Loans and repos of the Reserve Bank of New Zealand and registered banks.
Financial derivatives
Financial derivatives of the Reserve Bank of New Zealand and registered banks.

Other

Equity
Funds contributed by the owners, reserves and retained earnings of the Reserve Bank of New Zealand and registered banks.
Net other items
Other liabilities less other assets, consisting of all liabilities and assets not included elsewhere and inter-bank consolidation adjustment.

C52 table revisions

30 June 2021

Revisions published today impact historical data from March 2020 to present. The following high level items are affected:

  • MFSA.MDA2.N - Net credit to non-residents
  • MFSA.MDJ.A - Net other items

Symbols and conventions for summary table

0 Zero or value rounded to zero
- Not applicable
.. Not available
bold Revised/new
italics Provisional
light red background Historical

General notes

  • Individual figures may not sum to the totals due to rounding
  • Percentage changes are calculated on unrounded numbers
  • You are free to copy, distribute and adapt these statistics subject to the conditions listed on our copyright page.