Banking thematic reviews

Liquidity thematic review

This report covers the findings from the thematic review of banks’ compliance with the Reserve Bank Liquidity Policy (BS13 and BS13A). The report was published in September 2021.

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Liquidity thematic report (PDF 1.17 MB)

Thematic review of Bank Conduct and Culture

This report outlines the findings from a joint FMA and RBNZ review of the conduct and culture in retail banks operating in New Zealand.

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Banks conduct and culture review (PDF 614.52 KB)

Banks news & updates

Oct 2021 Banks

The new capital adequacy framework took effect on 1 October 2021.

See the Capital requirements for banks in New Zealand page for more information

Sep 2021 Banks

We have published our findings from a Thematic Review of banks’ compliance with our liquidity policy (BS13 and BS13A).

Read the liquidity thematic review report

May 2021 Banks

The Reserve Bank has published revised versions of its Banking Handbook documents BS13 and BS13A that set out the liquidity policy applying to registered banks.

More information can be found on the Banking Supervision Handbook page

Mar 2021 Banks

The Reserve Bank of New Zealand has eased the dividend restrictions placed on retail banks at the height of the COVID-19 pandemic. The changes will allow banks to pay up to a maximum of 50% of their earnings as dividends to their shareholders.

Read the media release: Reserve Bank retains some dividend restrictions and expects banks to be prudent

Mar 2021 Banks

The Reserve Bank has finalised its new approach for the reporting and public disclosure of banks’ breaches of their prudential requirements.

Visit Public disclosure of bank breaches which sets out the details of the new approach