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Name of licensed NBDT Date licensed Name of credit rating agency Rating and outlook
Christian Savings Limited (previously licensed as Christian Savings Incorporated) 01-09-2017 Fitch Ratings BB, Stable
Credit Union Auckland 03-02-2015 n/a Exempt*
FE Investments Limited (in receivership)  16-03-2015 n/a Credit ratings have been withdrawn
Finance Direct Limited 13-02-2015
n/a Exempt*
First Credit Union 05-03-2015 Fitch Ratings BB, Negative
Fisher & Paykel Credit Union 08-12-2014
n/a Exempt*
General Finance Limited 13-02-2015
Equifax
BB-, Positive
Gold Band Finance Limited 29-04-2015 n/a
Exempt*
Heretaunga Building Society 23-12-2014
n/a
Exempt*
Liberty Financial Limited
17-04-2015
Standard & Poor’s  BBB-, Stable
Mutual Credit Finance Limited
27-03-2015
n/a
Exempt*
Nelson Building Society
23-03-2015
Fitch Ratings
BB+, Stable
New Zealand Employees Credit Union
22-12-2014
n/a
Exempt*
New Zealand Firefighters Credit Union
17-04-2015
n/a
Exempt*
Police and Families Credit Union
12-11-2014
Equifax  BBB, Negative
Steelsands Credit Union
05-11-2014
n/a
Exempt*
Unity Credit Union
19-12-2014
Fitch Ratings
BB, Negative
Wairarapa Building Society
08-04-2015
Fitch Ratings
BB+, Negative
Westforce Credit Union
24-12-2014
n/a
Exempt*
Xceda Finance Limited 11-03-2015 Equifax  B, Stable

* Not required to have a rating by virtue of the Deposit Takers (Credit Ratings Minimum Threshold) Exemption Notice 2016