Non-bank deposit takers

This section provides information on the prudential regulation of non-bank deposit takers (NBDTs) as carried out by the Reserve Bank under the Non-bank Deposit Takers Act 2013.

Provides a brief outline of the prudential regulation regime for NBDTs.
Sets out the various prudential requirements that licensed NBDTs must comply with.
Provides a public register of licensed NBDTs and information about the licensing process.
Also in this section
The Reserve Bank periodically consults about regulations that affect banks, insurers, non-bank deposit takers, and payment systems. Public and industry responses help us to make informed decisions and develop effective regulations for a stable and efficient financial system. In this section you will find consultations in respect of the non-bank deposit taker sector.
Provides links to further information that sets out how an NBDT can apply for an exemption from certain requirements of the Act and regulations, as well as a list of exemptions that have been granted and declarations that have been made under the Act.
Current publications and news releases relating to the prudential oversight of NBDTs.
Provides answers to help the general public understand the regime regarding NBDTs in New Zealand and includes a fact sheet to help investors understand credit ratings.