Ray Hardie was born in Temuka and educated in Waimate. Mr Hardie spent four years in the Post and Telegraph Department in Wellington before joining the Reserve Bank in 1949.
In 1977, Mr Hardie was appointed the Chief Cashier of the Reserve Bank. In the six years that he held the position, Mr Hardie was involved with the transfer of note printing from the British printer, De La Rue, to Bradbury Wilkinson and Company (NZ) Limited in Whangarei.
Mr Hardie was the last Chief Cashier whose signature appeared on the Reserve Bank of New Zealand notes before restructuring at the Reserve Bank disestablished the Chief Cashier's position. It was then decided that the Governor of the Bank would sign future note issues.
Mr Hardie retired in 1984 and continued to live in Wellington until he passed away on Friday, 2nd June 2000.