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Debt-to-income (DTI) data to be aligned with loan-to-valuation ratio (LVR) publication

We wish to inform you that the upcoming release of our DTI data publication, originally scheduled for 12 August 2024, will be delayed to align with the LVR release to be published on 26 August. 

As signaled in a special note to the March 2024 quarter DTI publication on 15 May, all banks were required to submit data on the updated DTI framework from April 2024, using new reporting templates and definitions. The brief delay to June 2024 quarter DTI data enables our team to verify the quality of existing time series, following the recent introduction of the Framework for Restrictions on High Debt-To-Income Residential Mortgage Lending. 

Banks will need to comply with new DTI restrictions from 1 July 2024, with an initial 6-month measurement window.

Our team is currently working with the data under the previous and existing frameworks to continue our existing coverage of the data. Alongside this, we are looking to expand DTI data with further series for publication under new framework and compliance rules, with a monthly publication frequency. 

We are committed to keeping you informed of our progress on DTI data and will provide further updates on publication plans and timeframes.

For more details on the statistics that we produce and when we release them, please see our statistics release calendar

Should you have any questions or require further information, please do not hesitate to contact us at [email protected]
 
Noho ora mai,
Matt Haigh
Director of Data, Statistics and Analytics