T33 Non-deposit taking finance companies: Claims ($m)

Released
31 January 2017 03:00 p.m.
Next release
28 April 2017 03:00 p.m.
Source
Reserve Bank of New Zealand
Periodicity
Quarterly
Data files
T33 (2004-current) (XLS 44.5 KB)
Previous years: Quarterly:
Dec 2014 Dec 2015 Mar 2016 Jun 2016 Sep 2016 Dec 2016
C1 Claims on registered banks
C1.1 Call - overdraft, revolving credit 229 896 922 862 107 92
C1.2 1 < 90 days 35 24 8 8 6 8
C1.3 90 days < 1 year - - - - - -
C1.4 1 year < 2 years - - - - - -
C1.5 2 years < 3 years - - - - - -
C1.6 3 years < 4 years - - - - - -
C1.7 4 years < 5 years - - - - - -
C1.8 5 years + - - - - - -
Unallocated 57 54 60 60 66 66
C1.9 Total 320 975 990 929 179 166
C2 Claims on residents (excluding registered banks)
C2.1 Call - overdraft, revolving credit 1,166 1,064 1,173 1,129 1,063 1,137
C2.2 2 < 90 days 453 449 463 582 615 666
C2.3 90 days < 1 year 604 832 806 818 824 875
C2.4 1 year < 2 years 710 848 832 869 880 876
C2.5 2 years < 3 years 697 737 667 666 673 658
C2.6 3 years < 4 years 465 479 405 395 449 453
C2.7 4 years < 5 years 374 438 362 330 303 295
C2.8 5 years + 426 364 342 247 157 160
Unallocated 1,491 1,496 1,568 1,567 1,649 1,649
C2.9 Total 6,386 6,707 6,616 6,604 6,612 6,769
C3 Claims on non-residents
C3.1 Call - overdraft,revolving credit - - - - - -
C3.2 2 < 90 days - - 7 - - -
C3.3 90 days < 1 year - 58 284 376 404 458
C3.4 1 year < 2 years - - - - - -
C3.5 2 years < 3 years - - - - - -
C3.6 3 years < 4 years - - - - - -
C3.7 4 years < 5 years - - - - - -
C3.8 5 years + - - - - - -
Unallocated 12 12 12 12 22 22
C3.9 Total 12 70 304 388 426 480
C4 Total claims
C4.1 Call - overdraft, revolving credit 1,395 1,961 2,095 1,991 1,170 1,229
C4.2 2 < 90 days 488 473 479 590 621 674
C4.3 90 days < 1 year 604 890 1,090 1,194 1,228 1,333
C4.4 1 year < 2 years 710 848 832 869 880 876
C4.5 2 years < 3 years 697 737 667 666 673 658
C4.6 3 years < 4 years 465 479 405 395 449 453
C4.7 4 years < 5 years 374 438 362 330 303 295
C4.8 5 years + 426 364 342 247 157 160
Unallocated 1,560 1,562 1,639 1,639 1,736 1,736
C4.9 Total 6,718 7,751 7,910 7,920 7,217 7,414

The Data: Coverage, Periodicity, and Timeliness

Coverage characteristics

Since December 2004, the Bank has conducted a quarterly survey of non-bank financial institutions (NBLIs) NBLIs are financial institutions with total assets of $5m or more at the consolidated group level, whose principal business is credit provision and borrowing money from the public and/or other sources.

Non-deposit-taking finance companies (NDTFCs) are NBLIs that do not issue a prospectus or take deposits from the public. Funding for these institutions generally comes from 'wholesale' financial markets or from parent companies.

Data is sourced from the Non-Bank Standard Statistical Return (SSR). The SSR obtains balance sheet data from NBLIs using the same template as for registered banks, with lesser completion requirements.

Figures are aggregates of each data cell of the actual survey templates. Data are in millions of New Zealand dollars and are collected as at the last business day of the quarter.

There are aggregates for NBLIs classified as savings institutions, deposit taking finance companies and non-deposit taking finance companies, as well as the all NBLIs.

The assets and liabilities summary present a summarised balance sheet, excluding securitised loan assets and counterpart funding. Funding and claims are broken down by maturity or sector.

Balance sheet figures reported by the surveyed financial institutions conform to generally accepted accounting practice adopted by the institutions. In particular, values may be at book or ‘marked to market’ according to appropriate practice for the instruments involved.

Where possible the resident/non-resident distinction in these tables is based on the geographical location of respondents and counterpart transactions. To facilitate statistical reporting however, the New Zealand income tax rules on residency are accepted as an approximation, and are the predominant definition.

Periodicity

Quarterly, as at the last business day.

Timeliness

On or before the last business day of the month after the end of the reference quarter.

Access by the public

Advance release calendar

The “Statistics Release Calendar” is also updated and released each Friday on the website. This is a long-term plan of scheduled releases.

Integrity

Dissemination of terms and conditions under which official statistics are produced, including confidentiality of individual responses

Data are collected under Section 36 of The Reserve Bank of New Zealand Act 1989 (The Act).

The Reserve Bank of New Zealand publishes only aggregated data. Individual institutional data is confidential.

Provision of information about revisions and advance notice of major changes in methodology

Provisional data are italicised. Data are deemed provisional when a series is under review. New data, or revised data, are in bold font. Revisions are generally published when the table is next due to be updated and released. Should revisions need to be made more promptly, a note is posted on the website as a ‘special note’.

Any major changes in methodology are posted on the website as a special note.

Quality

Dissemination of documentation on methodology and sources used in preparing statistics

An Excel Template is completed and returned each quarter by NBLIs.

Dissemination of statistics that support statistical cross-check and provide assurance of reasonableness

Deposit-taking finance companies and savings institutions provide prospectus disclosure annually, in addition to statutory reports, which enable checks for reasonableness.

Series Breaks

Series breaks occur when NBLI data are affected by survey changes that are not 'organic' but arise from one period to another because of factors such as merger with another institution or a change in substance in business practice that interrupts a 'like for like' time series comparison (e.g. simultaneous repayment of loans to one funder to be replaced by another, a change in business practice).

Non-deposit-taking finance companies

Series breaks

Loans

Less: Counter-part funding

Total Assets (A15)

Memo: House-hold Deposits

Break date

Table C5

Table C6

Agriculture

Business

Housing

Consumer

May 16


-39

 


-39


Sep 15




57


62


Sep 12

10

33




233


Dec 09

83

Jun 09

718

1,158

Mar 09

56

Sep 08

104

104

Mar 08

9

284

32

Sep 06

-555

Series breaks last updated: 29 July 2016

Non-deposit-taking finance companies are non-bank lending institutions that do not issue a prospectus or take deposits from the public. Funding for these institutions generally comes from 'wholesale' financial markets or from parent companies.

C1-4 New Zealand dollar claims

The total for this category (C4.9) equals A10.7 in table T31. The concept of ‘time to rate reset' is to the next rate reset, or expiry of the contractual term of the claims, whichever is first. Where no contractual expiry is specified but the funds are not at call, allocations are to the time at which first notice of repayment may be made.

Revolving credit is expected to appear as call or ‘on demand' lending, unless internal systems are set for some alternative, such as legal notice.

Symbols and conventions

0 Value rounded to zero
- Zero or not applicable
.. Not available
bold Revised/new
italics Provisional

General notes

  • Individual figures may not sum to the totals due to rounding
  • Percentage changes are calculated on unrounded numbers
  • You are free to copy, distribute and adapt these statistics subject to the conditions listed on our copyright page.