[Skip to Navigation]

SSR Part E - Claim origination and residential loan analysis


Claim origination and residential loan analysis
      Aug 2006 Aug 2007   May 2008 Jun 2008 Jul 2008 Aug 2008
Specified loans on balance sheet
E3 Residential mortgages - number of loans            
  E3.1 Floating 368,236 337,019   343,357 349,253 342,804 350,768
  E3.2 Capped .. ..   .. .. .. ..
  E3.9 Fixed 804,320 912,164   967,624 976,077 970,929 971,213
  E3.10 Total 1,172,556 1,249,183   1,310,981 1,325,330 1,313,733 1,321,981
                   
E4 Residential mortgage loans ($m)            
  E4.1 Floating 19,240 17,341   19,383 19,579 19,805 20,228
  E4.2 Capped .. ..   .. .. .. ..
    Fixed (Time to rate reset)              
  E4.3 < 1 year 40,880 35,371   48,077 50,534 52,354 53,947
  E4.4 1 < 2 year 31,141 41,338   38,836 38,114 37,667 37,976
  E4.5 2 < 3 year 15,387 20,514   21,241 20,516 19,946 19,000
  E4.6 3 < 4 year 3,404 9,480   13,737 13,737 13,664 13,371
  E4.7 4 < 5 year 9,198 13,656   6,468 5,753 5,232 4,742
  E4.8 5 years + 214 775   868 810 793 814
  E4.9 Total fixed 100,225 121,134   129,226 129,463 129,655 129,850
    Unallocated 2,247 1,424   957 992 946 882
  E4.10 Total all 121,712 139,899   149,566 150,034 150,407 150,960
                   
E5 Monthly yield weighted average %            
  (end of month)
  E5.1 Floating 9.29 10.18   10.54 10.69 10.63 10.62
  E5.2 Capped .. ..   .. .. .. ..
    Fixed (Time to rate reset)              
  E5.3 < 1 year 7.55 7.98   8.32 8.41 8.49 8.56
  E5.4 1 < 2 year 7.69 8.11   8.64 8.69 8.72 8.73
  E5.5 2 < 3 year 7.67 8.21   8.45 8.42 8.41 8.37
  E5.6 3 < 4 year 7.50 7.67   7.89 7.93 7.98 8.01
  E5.7 4 < 5 year 7.59 7.95   8.77 9.01 8.80 8.80
  E5.8 5 + 7.65 7.85   8.09 8.09 8.10 8.13
    Unallocated fixed 8.11 8.76   9.38 9.38 9.39 9.41
  E5.9 Total fixed 7.62 8.05   8.42 8.47 8.51 8.54
  E5.10 Total all 7.89 8.31   8.69 8.76 8.79 8.82
                   
E6 New customer average rate %            
  (end of month)
  E6.1 Floating 9.51 10.42   10.74 10.74 10.74 10.74
  E6.2 Capped .. ..   .. .. .. ..
    Fixed (Time to rate reset)              
  E6.3 6 months 8.48 9.44   9.80 9.75 9.74 9.73
  E6.4 1 year 8.42 9.41   9.60 9.45 9.30 9.20
  E6.5 2 years 8.13 9.22   9.34 9.20 9.03 8.96
  E6.6 3 years 8.00 9.05   9.35 9.12 9.07 9.05
  E6.7 4 years 7.95 8.98   9.33 9.13 9.11 9.11
  E6.8 5 years 7.86 8.91   9.33 9.13 9.13 9.13
                   
For more information download the historical data above.
Last updated 30 September 2008