Supporting information:

G3 Registered banks: summary of selected aggregate financial data

($million)
		2001	2002	2003	2004	2005	2006	2007
Income statement
	Interest income	12,384	12,963	13,761	15,060	18,156	21,629	25,250
	Less interest expense	8,473	8,264	8,751	9,653	12,731	15,716	19,090
	Net interest income	3,911	4,699	5,009	5,407	5,425	5,914	6,160
	Plus non interest income	2,265	2,451	2,406	2,460	2,597	2,554	2,827
	Total income	6,176	7,150	7,415	7,867	8,031	8,467	8,987
	Less non interest expenses	2,999	3,166	3,418	3,786	3,846	3,702	3,870
	Profit before tax and bad and doubtful debt expense	3,177	3,984	3,997	4,081	4,185	4,765	5,117
	Less bad and doubtful debt expense	191	196	553	256	195	162	258
	Profit before tax	2,986	3,788	3,444	3,825	3,990	4,603	4,860
	Less tax	799	991	1,013	1,186	1,199	1,404	1,623
	Net Profit after tax	2,187	2,797	2,431	2,639	2,791	3,199	3,237
	Less distributed profit	1,001	1,574	2,104	849	1,181	2,993	2,197
	Retained profit	1,186	1,222	327	1,790	1,602	206	1,040

Balance sheet
	Assets
	Cash and balances with Central Bank	1,737	1,845	2,138	3,088	2,816	9,504	11,489
	Balances with other financial institutions	6,589	5,693	6,053	6,282	8,643	10,007	7,253
	Securities	17,356	18,696	17,062	20,464	19,734	19,004	17,886
	Loans and advances	142,982	154,553	168,938	186,233	203,989	231,173	263,410
	Other assets	20,899	23,733	26,351	26,099	18,813	24,411	28,977
	Total assets	189,563	204,520	220,543	242,166	253,996	294,099	329,014
	Liabilities and equity
	Equity	10,718	13,262	16,950	18,328	19,216	20,101	21,364
	Deposits and other borrowings	171,031	179,853	190,968	212,369	226,434	260,815	290,294
	Other liabilities	7,813	11,405	12,625	11,469	8,346	13,183	17,356
	Total liabilities and equity	189,563	204,520	220,543	242,166	253,996	294,099	329,014

	Average assets	190,686	196,502	211,861	230,359	248,304	275,142	311,921

Capital adequacy
	Tier 1 Capital	6,284	7,474	7,474	9,103	10,828	13,257	14,167
	Tier 2 Capital	2,605	2,541	2,601	2,605	2,705	4,293	5,329
	Supervisory deductions	0	0	0	1	0	0	0
	Total adjusted capital	8,889	10,016	10,074	11,707	13,533	17,550	19,497
	Risk-weighted assets	82,369	90,385	97,828	108,038	124,056	164,521	186,016

	Number of registered banks	17	17	18	16	16	16	17

Last updated 24 April 2008
Source: Reserve Bank of New Zealand