Supporting information:

G1 Information extracted from the Key Information Summaries of locally incorporated banks


	ANZ National	ASB	Baroda	BNZ	Kiwibank	Rabo NZ	SBS	TSB Bank	Westpac NZ Ltd
*Time period covered*
Annual balance date	30-Sep	30-Jun	31-Mar	30-Sep	30-Jun	31-Dec	31-Mar	31-Mar	30-Sep
End of period covered by the disclosure statement	31-Mar-10	31-Mar-10	31-Mar-10	31-Mar-10	31-Mar-10	31-Mar-10	31-Mar-10	31-Mar-10	31-Mar-10
Number of months covered by the disclosure statements	6	9	12	6	9	3	12	12	6
*Profitability*
Net profit (NZ$m)	367	96	-7	415	36	21	15	51	116
Net profit of previous 12 months as a % of average total assets	0.1	0.3	-16.8	-0.2	0.5	0.1	0.6	1.2	0.4
*Peak credit exposure concentrations*
(number in relation to NZ banking group equity)
*Non-bank counterparties*
10≤20%	1	-	-	1	1	10	-	10	-
20≤30%	-	-	-	-	-	1	-	4	-
≥30%	-	-	-	-	-	4	-	-	-
*Bank counterparties*
10≤50%	3	7	-	7	6	-	1	3	-
50≤100%	-	3	1	-	2	-	1	2	-
≥100%	-	-	-	-	-	-	-	-	-
*Peak connected person credit exposures*
All connected persons:
Amount (NZ$m)	1,549	884	-	629	8	379	1	1	1,517
As a % of tier one capital	22.8	25.8	-	16.6	1.9	149.8	0.6	0.1	46.3
Non-bank connected persons:
Amount (NZ$m)	-	118	-	-	8	-	1	1	-
As a % of tier one capital	-	3.4	-	-	1.9	-	0.6	0.1	-
*Credit rating(s)*
(on NZ$ long-term senior unsecured obligations in NZ)
Issued by Standard and Poor's	AA	AA	-	AA	AA-	AAA	-	BBB+	AA
Issued by Moody's	Aa2	Aa2	-	Aa2	-	-	-	-	Aa2
Issued by Fitch	AA-	-	BBB-	-	-	-	BBB	-	AA
*Capital adequacy*
(as a % of total risk-weighted credit exposures)
Tier 1	9.5	10.4	452.7	9.03	7.1	12.9	10.34	15.9	9.5
Capital	13.2	12.8	452.7	12.03	9.6	12.9	13.35	15.9	12.4
*Size*
Total assets (NZ$m)	113,577	64,581	40	67,268	12,076	7,107	2,628	4,405	56,254
% change last 12 months	-11.2	-1.4	2.5	-8.2	23.7	12.8	3.4	15	3.5
*Asset quality*
Impaired assets (NZ$m)	1,712	485	-	425	44	297	30	3	730
As a % of total assets	1.5	0.8	-	0.6	0.4	4.2	1.1	0.1	1.3
Specific provisions (NZ$m)	601	97	-	147	6	91	13	2	216
As a % of impaired assets	35.1	28.9	-	34.6	12.9	30.8	41.8	51.5	29.6
Collective provisions (NZ$m)	856	221	-	188	9	17	5	15	490


Last updated 29 July 2010

Source: Key Information Summaries

___________________________________________	_____________	_____________	_____________	_____________	_____________	_____________	_____________	_____________	_____________