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G1 Information extracted from the Key Information Summaries of locally incorporated banks


  ANZ Nat ASB BNZ Kiwibank
Time period covered        
Annual balance date 30-Sep 30-Jun 30-Sep 30-Jun
         
End of period covered by the disclosure statement 31-Mar-08 31-Mar-08 31-Mar-08 31-Mar-08
Number of months covered by the disclosure statements 6 9 6 9
Profitability        
Net profit after tax and extraordinary items (NZ$m) 692 424 416 30
Net profit for previous 12 months as a percentage of average total assets 1.1 1 1.4 0.6
Peak credit exposure concentrations        
(number in relation to NZ banking group equity)        
Non-bank counterparties:        
10-20% 1 2 2 -
20-30% - - - 1
>30% - - - -
Bank counterparties:        
10-50% 3 8 8 10
50-100% - 1 - 2
>100% - - - -
Peak connected person credit exposures        
All connected persons:        
Amount (NZ$m) 1,941 838 1,598 13
As a percentage of tier one capital (*3) 32.2 28.2 40.5 5.3
Non-bank connected persons:        
Amount (NZ$m) - 102 - 13
As a percentage of tier one capital (*3) - 3.4 - 5.3
Credit rating(s)        
(on NZ$ long-term senior unsecured obligations in NZ)        
Issued by Standard and Poor's AA AA AA AA-
Issued by Moody's Aa2 Aa2 Aa2 ..
Issued by Fitch AA- .. .. ..
Capital adequacy        
(as a percentage of total risk-weighted credit exposures)        
Tier 1 (*1) 7.4 8.9 8.18 7.2
Capital (*2) 9.8 11.7 10.8 9.5
Size        
Total assets (NZ$m) 112,514 58,043 58,958 6,618
Percentage change last 12 months 11.7 15.5 13 50.8
Asset quality        
Impaired assets (NZ$m) 177 27 39 0.1
As a percentage of total assets 0.2 0 0.1 0
Specific provisions (NZ$m) 51 13 23 -
As a percentage of impaired assets 28.8 48.1 59 -
         
Last updated 27 August 2008