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Supporting information:

G1 Key information on locally incorporated banks


                                           
    ANZ National   ASB   BARODA   BNZ   Bank of India   KIWI   Rabo NZ   SBS   TSB   WNZL
Time period covered                                        
Annual balance date   30-Sep   30-Jun   31-Mar   30-Sep   31-Mar   30-Jun   31-Dec   31-Mar   31-Mar   30-Sep
End of period covered by the disclosure statement   30-Sep-11   30-Sep-11   30-Sep-11   30-Sep-11   30-Sep-11   30-Sep-11   30-Sep-11   30-Sep-11   30-Sep-11   30-Sep-11
Number of months covered by the disclosure statements   12   3   6   12   6   3   9   6   6   12
                                         
Profitability                                        
Net profit (NZ$m)   1,099   177   1   671   0   18   39   5   24   429
Net profit of previous 12 months as a % of average total assets   0.9   0.9   1.2   1   ..   0.2   0.8   0.4   0.9   0.7
                                         
Peak credit exposure concenrations to non-bank counterparties                                        
Equal to 10% but less than 20% 1 1   -   -   1   -   -   2   -   7   -
Equal to 20% but less than 30% 1 -   -   -   -   -   -   -   -   1   -
Equal to or greater than 30% 1 -   -   -   -   -   -   1   -   1   -
                                         
Peak connected person credit exposures                                        
All connected persons (NZ$m)   2,313   ..   ..   1,378   ..   ..   ..   ..   ..   2,010
As a % of tier one capital   32.6   ..   ..   35.2   ..   ..   ..   ..   ..   53.2
Non-bank connected persons (NZ$m)   -   ..   ..   -   ..   ..   ..   ..   ..   -
As a % of tier one capital   -   ..   ..   -   ..   ..   ..   ..   ..   -
                                         
Credit rating(s)                                        
Issued by Standard and Poor's 2 AA   AA   -   AA-   BBB-   AA-   AAA   -   BBB+   AA-
Issued by Moody's 2 Aa3   Aa3   -   Aa3   -   Aa3   -   -   -   Aa3
Issued by Fitch 2 AA-   AA   BBB-   -   -   -   -   BBB   -   AA
                                         
Capital adequacy                                        
Tier 1 ratio 3 10.02   10.7   203.9   8.99   500.48   8.4   7.31   11.93   16.09   10.5
Capital ratio 3 12.74   12.4   203.9   11.84   503.93   10.51   10.96   14.25   16.09   13
                                         
Size                                        
Total assets (NZ$m)   119,012   63,254   65   74,085   51   14,732   7,963   2,850   4,977   60,656
% change last 12 months   2.2   -2.3   43.9   6.4   ..   16.5   12.1   10.8   11   9.9
                                         
Asset quality                                        
Impaired assets (NZ$m)   1,726   264   -   659   -   103   393   39   4   794
As a % of total assets   1.5   0.4   -   0.9   -   0.7   4.9   1.3   0.1   1.3
Specific provisions (NZ$m)   494   72   -   227   -   49   120   15   2   224
As a % of impaired assets   28.6   27.3   -   34.4   -   47.3   30.5   39   38.4   28.2
Collective provisions (NZ$m)   662   161   -   279   -   37   18   8   16   375
                                         
                                           
1 Number in relation to group equity
2 On NZ$ long-term senior unsecured obligations in NZ
3 As a % of total risk-weighted credit exposures
                                           
Last updated 25 January 2012
Source: Reserve Bank of New Zealand
                                           
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