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G1 Information extracted from the Key Information Summaries of locally incorporated banks


                                     
    ANZ National Bank   ASB   Baroda   BNZ   Kiwibank   Rabo NZ   SBS   TSB Bank   Westpac NZ Ltd
Time period covered                                    
Annual balance date   30-Sep   30-Jun   30-Sep   30-Sep   30-Jun   31-Dec   31-Mar   31-Mar   30-Sep
End of period covered by the disclosure statement   30-Sep-09   30-Sep-09   30-Sep-09   30-Sep-09   30-Sep-09   30-Sep-09   30-Sep-09   30-Sep-09   30-Sep-09
Number of months covered by the disclosure statements   12   3   6   12   3   9   6   6   12
Profitability                                    
Net profit (NZ$m)   298   -124   -7   -181   14   18   6   29   248
Net profit of previous 12 months as a % of average total assets   0.2   0.3   -43.7   -0.3   0.7   0.2   0.5   1.3   0.5
Peak credit exposure concentrations                                    
(number in relation to NZ banking group equity)                                    
Non-bank counterparties                                    
10-20%   1   1   -   1   2   5   -   10   -
20-30%   -   -   -   -   -   3   -   4   -
>30%   -   -   -   -   -   2   -   -   -
Bank counterparties                                    
10-50%   4   7   -   10   8   -   2   5   -
50-100%   -   3   -   1   3   -   -   1   -
>100%   -   -   1   -   -   -   -   -   -
Peak connected person credit exposures                                    
All connected persons:                                    
Amount (NZ$m)   2,797   601   -   205   0.0   245   1   1   710
As a % of tier one capital   43.4   18.2   -   5.8   0.0   90.3   0.6   -   22.5
Non-bank connected persons:                                    
Amount (NZ$m)   -   100   -   2   0.0   -   1   1   -
As a % of tier one capital   -   3.0   -   0.1   0.0   -   0.6   0.1   -
Credit rating(s)                                    
(on NZ$ long-term senior unsecured obligations in NZ)                                    
Issued by Standard and Poor's   AA   AA   ..   AA   AA-   AAA   ..   BBB+   AA
Issued by Moody's   Aa2   Aa2   ..   Aa2   ..   ..   ..   ..   Aa2
Issued by Fitch   AA   ..   BBB-   ..   ..   ..   BBB   ..   AA-
Capital adequacy                                    
(as a % of total risk-weighted credit exposures)                                    
Tier 1   9.0   9.9   489.2   8.08   7.2   14.2   10.01   16.46   9.5
Capital   12.7   12.2   489.2   10.88   10.1   14.2   13.4   16.46   12.3
Size                                    
Total assets (NZ$m)   117,891   64,784   40   69,862   10,786   6,847   2,612   4,056   54,509
% change last 12 months   -4.1   2.9   ..   8.8   31.6   23.7   4.9   19.2   4.2
Asset quality                                    
Impaired assets (NZ$m)   1,178   418   -   446   29   214   21   5   671
As a % of total assets   1.0   0.6   -   0.6   0.3   3.1   0.8   0.1   1.2
Specific provisions (NZ$m)   474   96   -   159   6   58   7   1   150
As a % of impaired assets   40.2   31.1   -   35.7   21.6   27.1   32.5   21.2   22.4
Collective provisions (NZ$m)   32   215   -   153   9   12   5   15   405
                                     
Last updated 28 January 2010
For more information download the historical data above.
                                     
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