Supporting information:

G1 Information extracted from the Key Information Summaries of locally incorporated banks


	ANZ National Bank	ASB	Baroda	BNZ	Kiwibank	Rabo NZ	SBS	TSB Bank	Westpac NZ Ltd
*Time period covered*
Annual balance date	30-Sep	30-Jun	30-Sep	30-Sep	30-Jun	31-Dec	31-Mar	31-Mar	30-Sep
End of period covered by the disclosure statement	30-Sep-09	30-Sep-09	30-Sep-09	30-Sep-09	30-Sep-09	30-Sep-09	30-Sep-09	30-Sep-09	30-Sep-09
Number of months covered by the disclosure statements	12	3	6	12	3	9	6	6	12
*Profitability*
Net profit (NZ$m)	298	-124	-7	-181	14	18	6	29	248
Net profit of previous 12 months as a % of average total assets	0.2	0.3	-43.7	-0.3	0.7	0.2	0.5	1.3	0.5
*Peak credit exposure concentrations*
(number in relation to NZ banking group equity)
Non-bank counterparties
10-20%	1	1	-	1	2	5	-	10	-
20-30%	-	-	-	-	-	3	-	4	-
>30%	-	-	-	-	-	2	-	-	-
Bank counterparties
10-50%	4	7	-	10	8	-	2	5	-
50-100%	-	3	-	1	3	-	-	1	-
>100%	-	-	1	-	-	-	-	-	-
*Peak connected person credit exposures*
All connected persons:
Amount (NZ$m)	2,797	601	-	205	0.0	245	1	1	710
As a % of tier one capital	43.4	18.2	-	5.8	0.0	90.3	0.6	-	22.5
Non-bank connected persons:
Amount (NZ$m)	-	100	-	2	0.0	-	1	1	-
As a % of tier one capital	-	3.0	-	0.1	0.0	-	0.6	0.1	-
*Credit rating(s)*
(on NZ$ long-term senior unsecured obligations in NZ)
Issued by Standard and Poor's	AA	AA	..	AA	AA-	AAA	..	BBB+	AA
Issued by Moody's	Aa2	Aa2	..	Aa2	..	..	..	..	Aa2
Issued by Fitch	AA	..	BBB-	..	..	..	BBB	..	AA-
*Capital adequacy*
(as a % of total risk-weighted credit exposures)
Tier 1	9.0	9.9	489.2	8.08	7.2	14.2	10.01	16.46	9.5
Capital	12.7	12.2	489.2	10.88	10.1	14.2	13.4	16.46	12.3
*Size*
Total assets (NZ$m)	117,891	64,784	40	69,862	10,786	6,847	2,612	4,056	54,509
% change last 12 months	-4.1	2.9	..	8.8	31.6	23.7	4.9	19.2	4.2
*Asset quality*
Impaired assets (NZ$m)	1,178	418	-	446	29	214	21	5	671
As a % of total assets	1.0	0.6	-	0.6	0.3	3.1	0.8	0.1	1.2
Specific provisions (NZ$m)	474	96	-	159	6	58	7	1	150
As a % of impaired assets	40.2	31.1	-	35.7	21.6	27.1	32.5	21.2	22.4
Collective provisions (NZ$m)	32	215	-	153	9	12	5	15	405

Last updated 28 January 2010
For more information download the historical data above.

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