Supporting information:

G2 Key information on overseas incorporated banks


			ANZ Group	CBA	Citibank	DBNZ	HSBC	JPMC	KOOK	MUFG	Rabo Ned	Westpac
*Time period covered*
Annual balance date			30-Sep	30-Jun	31-Dec	31-Dec	31-Dec	31-Dec	31-Dec	31-Mar	31-Dec	30-Sep

*Banking group in NZ:*
End of period covered by the disclosure statement			30-Sep-11	30-Sep-11	30-Sep-11	30-Sep-11	30-Sep-11	30-Sep-11	30-Sep-11	30-Sep-11	30-Sep-11	30-Sep-11
Number of months covered by the disclosure statements			12	3	9	9	9	9	9	6	9	12

*Overseas banking group:*
End of period covered by the disclosure statement			30-Sep-11	30-Jun-11	30-Sep-11	30-Sep-11	30-Jun-11	30-Sep-11	31-Dec-10	30-Sep-11	31-Dec-10	30-Sep-11
Number of months covered by the disclosure statements			12	12	9	9	6	9	12	6	12	12

*Profitability - Banking group in NZ:*
Net profit (NZ$m)			1,085	184	14	34	43	26	4	7	58	662
Net profit for the previous 12 months as a % of average total assets			0.9	0.9	0.7	0.5	1.3	4.3	1.1	0.7	1	0.9

*Profitability - Overseas banking group:*
Net profit			AUD5,363m	AUD6,394m	USD8,512m	EUR4,140m	HKD37,337m	USD9,886m	KRW100b	JPY326b	EUR2,772m	AUD7,059m
Net profit for the previous 12 months as a % of average total assets			1	1	0.8	0.2	1.4	0.7	-	0.4	0.4	1.1

*Credit rating(s)*
Issued by Standard and Poor's		¹	AA	AA	A+	A+	AA	AA-	A	A+	AAA	AA-
Issued by Moody's		¹	Aa2	Aa2	A1	Aa3	Aa1	Aa1	A1	Aa3	Aaa	Aa2
Issued by Fitch		¹	AA-	Aa	A+	AA-	AA	AA-	-	A	AA+	AA

*Capital adequacy*
Tier 1 ratio		²	10.9	10	14.97	13.8	11.7	9.3	10.89	13.22	15.7	9.7
Capital ratio		²	12.1	11.7	16.52	15.3	14.5	13	13.44	17.85	16.3	11

*Size - Banking group in NZ:*
Total assets (NZ$m)			129,083	69,082	2,363	3,283	4,931	779	470	1,885	10,455	78,293
% change last 12 months			1.6	-2.5	-4.2	-8.7	7.2	7.2	5.8	5.4	11.2	7.6

*Size - Overseas banking group:*
Total assets			AUD594b	AUD668b	USD1,310b	EUR2,282b	HKD5,497b	USD1,826b	KRW262,008b	JPY169,385b	EUR653b	AUD670b
% change last 12 months			11.8	3.3	7.6	16.6	18.6	11.2	-0.1	4.9	7.4	8.4

*Asset quality - Banking group in NZ:*
Impaired assets (NZ$m)			1,792	277	-	9	66	-	1	-	393	919
As a % of total assets			1.4	0.4	-	0.3	1.3	-	0.2	-	3.8	1.2
Specific provisions (NZ$m)			511	78	-	2	17	-	0	-	120	266
As a % of impaired assets			28.5	28.2	-	22.2	25.8	-	31.6	-	30.5	28.9
Collective provisions (NZ$m)			672	185	-	-	2	-	-	-	21	399

*Asset quality - Overseas banking group:*
Impaired assets			AUD5,581m	AUD5,297m	USD27,600m	EUR5,216m	HKD13,107m	USD35,428m	KRW3,520b	JPY1,471b	EUR9,088m	AUD4,200m
As a % of total assets			0.9	0.8	2.1	0.2	0.2	1.9	1.4	0.9	1.4	0.6
Specific provisions			AUD1,967m	AUD2,125m	-	EUR1,773m	HKD7,063m	USD21,776m	KRW1,737b	JPY264b	EUR3,101m	AUD1,461m
As a % of impaired assets			30.4	40.1	-	34	53.9	61.5	49.3	17.9	33.4	34.8
Collective provision			AUD3,176m	AUD3,043m	-	EUR2,040m	HKD4.515m	-	KRW4,227b	JPY864b	EUR325m	AUD2,953m



¹	On NZ$ long-term senior unsecured obligations in NZ
²	As a % of overseas banking group's total risk-weighted credit exposures

Last updated 25 January 2012

Source: Reserve Bank of New Zealand

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