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The Banking Supervision Handbook – banking supervision policy documents and regulations

This page contains the handbook documents and Orders in Council setting out the details of the policy framework and rules that apply to registered banks. The information is updated from time to time.

Recent changes to the Banking Supervision Handbook

May 2013 – in order to implement stage one of the review of bank capital adequacy requirements for residential mortgage loans, the Reserve Bank has released revised documents as set out below:

March 2013 – updated Reserve Bank working copies of the Orders in Council that set out the disclosure requirements for registered banks, to incorporate changes in capital adequacy disclosure arising from Basel III. (See Local OIC (PDF 763KB) and Branch OIC (PDF 361KB) ) Handbook document BS7 (PDF 48KB) has been updated at the same time.

March 2013 – in order to implement the final Basel III capital adequacy requirements and to clarify a few issues the Reserve Bank has released revised documents as set out below:

  • Revised documents:
  • Statement of principles – bank registration and supervision (BS1);
  • Capital adequacy framework (standardised approach) (BS2A);
  • Capital adequacy framework (internal models based approach) (BS2B);
  • Connected exposures policy (BS8); and
  • Archived copies of the previous versions of BS1, BS2A and BS2B are available at the bottom of this page.

Table of contents

Document

Document Reference

Date of Issue

Statement of principles – bank registration and supervision (PDF 350KB)

BS1

January 2013

Capital adequacy framework (Basel I approach) (PDF 115KB)

BS2

October 2010

Capital adequacy framework (standardised approach) (PDF 1.3MB)

BS2A

March 2013

Capital adequacy framework (internal models based approach) (PDF 1.3MB)

BS2B

May 2013

Application for status as a registered bank: Material to be provided to the Reserve Bank (PDF 90KB)

BS3

March 2011

Audit obligations (PDF 68KB)

BS4

March 2011

Guidelines on Anti-Money Laundering and Countering Financing of Terrorism (PDF 45KB)

BS5

February 2009

Market risk guidance notes (PDF 285KB)

BS6

March 2011

Registered bank disclosure regime – overview of Orders in Council and related documents (PDF 48KB)

BS7

March 2013

Registered bank disclosure regime – explanatory information on Orders in Council (PDF 79KB)

BS7A

March 2011

Connected Exposures Policy (PDF 55KB)

BS8

May 2013

Application for consent to acquire or increase significant influence over a registered bank: Material to be provided to the Reserve Bank (PDF 53KB)

BS9

April 2013

Review of Suitability of Bank Directors and Senior Managers (PDF 62KB)

BS10

March 2011

Outsourcing Policy (PDF 45KB)

BS11

January 2006

Guidelines on a Bank’s Internal Capital Adequacy Assessment Process (“ICAAP”) (PDF 49KB)

BS12

December 2007

Liquidity Policy (PDF 196KB)

BS13

March 2011

Liquidity Policy Annex: Liquid Assets (PDF 182KB)

BS13A

December 2011

Corporate Governance (PDF 95KB)

BS14

March 2011

Significant Acquisitions Policy (PDF 129KB)

BS15

December 2011

Application for capital recognition or repayment (PDF 187KB)

BS16

December 2012

Orders in Council (disclosure requirements)



Registered Bank Disclosure Statements (New Zealand Incorporated Registered Banks) Order 2013 (PDF 688KB)

Local OIC

March 2013

Registered Bank Disclosure Statements (Overseas Incorporated Registered Banks) Order 2013 (PDF 358KB)

Branch OIC

March 2013

NZ Gazette of 8 March 2013.



Information on the handbook

Registered banks and their advisers are encouraged to make the handbook the first point of reference on specific matters relating to banking supervision. Where a matter is not addressed in the handbook, the matter should be raised with the Reserve Bank. In general, the appropriate contact person at the Reserve Bank will be the analyst responsible for the registered bank concerned.

You can subscribe to an email list which will keep you informed of updates to the Banking Supervision handbook. There is no charge for this service.

For other queries regarding this handbook, please email rbnz-info@rbnz.govt.nz.

Archived Banking Supervision Handbook documents

Document

Document Reference

Date of Issue

Capital adequacy framework (standardised approach) (PDF 1.1MB)

BS2A

October 2010

Capital adequacy framework (internal models based approach) (PDF 2.3MB)

BS2B

August 2012

Connected Exposures Policy (PDF 46KB)

BS8

March 2013