Banking Supervision Bulletin Articles

Basel II: A new capital framework by Andrew Yeh, James Twaddle and Mike Frith (PDF 101KB)
This article provides an introduction to the new Basel II Capital Framework (Basel II) and the Reserve Bank's approach to its implementation in New Zealand. (published in the Reserve Bank Bulletin, September 2005)

Amendments to bank disclosure requirements by Ken Matthews (PDF 44KB)
This article provides an overview of changes to bank disclosure requirements which came into effect in the March quarter of 2005. (published in the Reserve Bank Bulletin, March 2005)

Promoting strong corporate governance in New Zealand banks by Alan Bollard (PDF 46KB)
This article looks at Reserve Bank policies that seek to promote sound corporate governance and risk management in banks. (published in the Reserve Bank Bulletin, September 2004)

Bank regulation and foreign-owned banks by George Kaufman (PDF 118KB)
This article is a revised version of the paper presented by Professor George Kaufman in Wellington, New Zealand, on 7 April this year, when he was Professorial Fellow in Monetary and Financial Economics at Victoria University, on a programme sponsored by the Reserve Bank of New Zealand. (published in the Reserve Bank Bulletin, June 2004)

APEC policy dialogue on financial disclosure (PDF 85KB)
In February 2004, the APEC Finance Ministers' process held a Policy Dialogue on Financial Disclosure in Kuala Lumpur, Malaysia. The Policy Dialogue was co-chaired by Chile (the Ministry of Finance) and New Zealand (the Reserve Bank of New Zealand) and hosted by Bank Negara Malaysia. Its purpose was to provide a forum for exchanging views on the importance of high quality financial disclosure in the corporate and financial sectors and the means by which such disclosure can be promoted. This article is a reproduction of the Policy Conclusions paper to be issued under the APEC Finance Ministers' process, summarising the main policy conclusions to emerge from the Policy Dialogue. (published in the Reserve Bank Bulletin, June 2004)

The Reserve Bank of New Zealand Amendment Act 2003 by James Twaddle (PDF 34KB)
In August 2003, the Reserve Bank of New Zealand Amendment Act 2003 was enacted. The Amendment Act represents a continued evolution of the legislative framework in which the Reserve Bank operates. This article provides an overview of the main changes and the motivations behind them. (published in the Reserve Bank Bulletin, March 2004)

Strengthening market disciplines in the financial sector by Geof Mortlock (PDF 77KB)
This article discusses the role of market disciplines in the financial sector. It is a slightly amended version of a paper prepared recently under the auspices of the APEC Finance Ministers' forum, summarising the key points to emerge from an APEC conference on market disciplines and the role they can play in promoting financial stability. (published in the Reserve Bank Bulletin, September 2002)

Corporate governance in the financial sector by Geof Mortlock (PDF 58KB)
This article is an amended version of a paper prepared by the Reserve Bank of New Zealand for the Commonwealth Secretariat as a contribution to a technical assistance programme to strengthen corporate governance in the financial sectors of Commonwealth countries. It deals with the subject of corporate governance in the financial sector and the relationship between corporate governance and the management of banking risks. The article also summarises the Reserve Bank's approach to strengthening corporate governance in the New Zealand banking system. (published in the Reserve Bank Bulletin, June 2002)

Review of the disclosure requirements for registered banks by the Banking Systems Department (PDF 21KB)
This article records the recent changes to the disclosure requirements for registered banks in New Zealand. (published in the Reserve Bank Bulletin, September 1998)

Securitisation by Margaret Griffin (PDF 18.5KB)
A description of how banks package loan assets into marketable securities, and of the banking supervision issues which arise. (published in the Reserve Bank Bulletin, March 1997)

Banking supervision: placing a new emphasis on the role of bank directors by Geof Mortlock (PDF 28KB)
An outline of the responsibilities of registered banks' directors in the context of banking supervision. (published in the Reserve Bank Bulletin, December 1996)

Capital adequacy ratios for banks by Ken Matthews (PDF 87KB)
An outline of a framework for disclosure of banks' capital adequacy. (published in the Reserve Bank Bulletin, June 1996)

Credit ratings: opinions on credit quality by Shahla Motadel (PDF 17KB)
A description of the role and nature of credit ratings. (published in the Reserve Bank Bulletin, June 1996)

Disclosure of registered banks' market risks by Ian Harrison (PDF 70KB)
An introduction to a new requirement for banks to disclose information on their exposures to market risk. (published in the Reserve Bank Bulletin, June 1996)

New disclosure regime for registered banks by Geof Mortlock (PDF 1,402KB)
An outline of new public disclosure requirements for registered banks. (published in the Reserve Bank Bulletin, March 1996)

The review of bank supervision arrangements in New Zealand: the main elements of the debate by Peter Ledingham (PDF 40KB)
The Bank's review of banking supervision arrangements. This article summarises the influences which these various elements of the debate had on our discussions and conclusions. (published in the Reserve Bank Bulletin, September 1995)

Banking law reforms: changes to cheque law and repeal of the Banking Act by Sachin Zodgekar (PDF 21KB)
This article describes the changes to banking law which were introduced through the recent enactment of the Banking Law Reform Bill. (published in the Reserve Bank Bulletin, September 1995)

Review of banking supervision: Reserve Bank's policy conclusions by the Banking System Department (PDF 928KB)
The Bank's review of its banking supervision arrangements and policy conclusions reached in the review. (published in the Reserve Bank Bulletin, June 1995)

Supervision regime proposal (PDF 1,399KB)
A reprint of a discussion paper issued to banks and interested parties, setting out reform proposals. (published in the Reserve Bank Bulletin, September 1993)

Supervision of registered banks' large credit risks by Craig Heppleston and Bruce White (PDF 1,143KB)
This article outlines the policy framework and banking supervision objectives. (published in the Reserve Bank Bulletin, March 1992)

Banking supervision policy in New Zealand by Bruce White (PDF 1,294KB)
An article addressing how banks are supervised. (published in the Reserve Bank Bulletin, June 1991)

Why are banks supervised by Bruce White (PDF 1,299KB)
This article addresses the reasons why banks are supervised. (published in the Reserve Bank Bulletin, December 1990)

Banking supervision - an overview by Kerry Morrell (PDF 848KB)
This article is based on a speech given earlier in the year by the Chief Manager, Banking Supervision Department A summary of the latest forecasts produced by the Bank. (published in the Reserve Bank Bulletin, September 1990)

Reserve Bank of New Zealand Act 1989 by Steve Dawe (PDF 1,086KB)
The main features of the recently enacted Reserve Bank of New Zealand Act 1989 are described. (published in the Reserve Bank Bulletin, March 1990)

International convergence of capital measurement and capital standards for banks by Matthew Brosnahan and Tan Chong Lee (PDF 793KB)
(published in the Reserve Bank Bulletin, March 1989)

Prudential policy in a deregulated environment (PDF 592KB)
(published in the Reserve Bank Bulletin, March 1987)

New banks and financial structure reform (PDF 539KB)
(published in the Reserve Bank Bulletin, December 1985)

The functions of the Reserve Bank (PDF 559KB)
(published in the Reserve Bank Bulletin, September 1985)

Abolition of compulsory ratio requirements (PDF 324KB)
(published in the Reserve Bank Bulletin, April 1985)

Influences on trading bank reserve assets (PDF 407KB)
(published in the Reserve Bank Bulletin, September 1984)

Influences on trading bank reserve assets (PDF 426KB)
(published in the Reserve Bank Bulletin, October 1983)

Influences on trading bank reserve assets (PDF 368KB)
(published in the Reserve Bank Bulletin, September 1982)

Reserve asset ratio system (PDF 1,411KB)
(published in the Reserve Bank Bulletin, November 1981)

Reserve asset ratio system (PDF 479KB)
(published in the Reserve Bank Bulletin, October 1981)

Influences on trading bank reserve assets (PDF 550KB)
(published in the Reserve Bank Bulletin, September 1981)

Reserve assets ratio system (PDF 428KB)
(published in the Reserve Bank Bulletin, October 1980)